Madison County property record for 635 Four Winds Dr, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $387,000 (Mar 2022) |
| Tax Bill | $2,733 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0055-0012-0129 |
| Primary APN | 0055-0012-0129 |
|---|---|
| Alternative APNs |
|
| Account Number | 41373 |
|---|---|
| Street Address | 635 FOUR WINDS DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1475 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | GREY OAKS LOT 129 PH 3 |
| Legal Subdivision | GREY OAKS |
| Legal Phase | 3 |
| Legal Lot Number | 129 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10601 |
Source: Madison County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 635 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Mar 11, 2022 | Deed, Subdivision Related Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Jun 8, 2021 | Deed, Construction Loan · Construction Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on Record |
| Deed Sale | Mar 22, 2022 · Amount on Record |
| Prior Sale | Mar 11, 2022 · Amount on Record |
| Deed Document Number | 202214082657 |
| Deed Book / Page | 820 / 306 |
| Prior Transfer Date | Mar 4, 2022 |
| Prior Transfer Doc | 0014082657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 25, 2026 |
| Property Address | 635 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Document Number | 0143784540 |
| Book / Page | 2503 / 439 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 2026143784540 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 635 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Document Number | 0143784540, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 2503/439 |
| Instrument | 2026143784540 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Apr 1, 2052 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 11, 2022 |
| Property Address | 635 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Document Number | 000D820/15 |
| Book / Page | D820 / 15 |
| Map Reference | CAB P29 SL 118 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 2014081350 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 NORTH STREET, RICHMOND, KY 40475 |
| Name | Verified Name |
|---|---|
| Address | 635 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Document Number | 2014081351 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2014081351 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 8, 2021 |
| Property Address | 635 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Document Number | 00D806/530 |
| Book / Page | D806 / 530 |
| Map Reference | CAB P29 SL 118 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 2014040081 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $39.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 235 BOGGS LN STE 9, 9, RICHMOND, KY 40475-3325 |
| Name | Verified Name |
|---|---|
| Address | 212 N 2ND ST, RICHMOND, KY 40475-1408 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2062/528 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | M2062/528 |
| Instrument | 2014040476 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 9, 2022 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,733.00 (-2.81%) | $289,900 (-) | $289,900 (-) |
| 2023 | $2,812.00 (+641.95%) | $289,900 (+643.33%) | $289,900 (+643.33%) |
| 2022 | $379.00 | $39,000 | $39,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures