Madison County property record for 629 Four Winds Dr, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Owner | Company Name on File |
| Last Sale | $325,000 (Feb 2022) |
| Tax Bill | $3,064 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Oct 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0055-0012-0126 |
| Primary APN | 0055-0012-0126 |
|---|---|
| Alternative APNs |
|
| Account Number | 49857 |
|---|---|
| Street Address | 629 FOUR WINDS DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1475 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | GREY OAKS NEW LOT 126 PH 3 |
| Legal Subdivision | GREY OAKS |
| Legal Phase | 3 |
| Legal Lot Number | 126 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10601 |
629 Four Winds Dr is owned by a company that bought it in February 2022.
Source: Madison County records, as of May 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 629 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Oct 29, 2021 | Deed, Construction Loan · Construction Mortgage WHITAKER BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on File |
| Deed Sale | Feb 10, 2022 · Amount on File |
| Prior Sale | Jun 17, 2021 · Amount on File |
| Deed Document Number | 202214076593 |
| Deed Book / Page | 818 / 309 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 10, 2022 |
| Property Address | 629 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Document Number | 00D818/309 |
| Book / Page | D818 / 309 |
| Map Reference | MB 30 PG 10 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 2014076593 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Title Company | NOT AVAILABLE, THE LAND GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 945 AUCKLAND AVE, RICHMOND, KY 40475-6526 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 629 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Document Number | 2014076594 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2014076594 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 29, 2021 |
| Property Address | 629 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Document Number | 00D813/461 |
| Book / Page | D813 / 461 |
| Map Reference | MB 30 PG 10 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2014061463 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $46.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 945 AUCKLAND AVE, RICHMOND, KY 40475-6526 |
| Document Number | 2014061464 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2014061464 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 629 Four Winds Dr was $3,064.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,064.00 | $325,000 | $325,000 |
| 2023 | $3,152.00 (+605.15%) | $325,000 (+606.52%) | $325,000 (+606.52%) |
| 2022 | $447.00 | $46,000 | $46,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 629 Four Winds Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 629 Four Winds Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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