Morrow County property record for 635 E Cowins St, Heppner, OR 97836
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,536 sqft · built 2000 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Apr 2023) |
| Tax Bill | $4,984 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Oct 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02S2635CA-01900 |
| Primary APN | 02S2635CA-01900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,536 sqft Living Area |
| 1st Floor Area | 2,536 sqft |
| Flooring | Carpet |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile Home |
| Exterior Material | Precast Concrete Panel |
| Roof Material | Metal |
| Lot Area | 30,492 sqft (0.7 acres) |
| Account Number | 770 |
|---|---|
| Street Address | 635 E COWINS ST |
| City | HEPPNER |
| State | OR |
| Zip | 97836-6354 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R2 |
| Legal Description | PROPERTY:R770, KINSMANS, 1, 3 & 4 |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | KINSMANS |
| Legal Block | 1 |
| Legal Lot Number | 3 & 4 |
| Jurisdiction | MORROW OR |
| Township / Civil Division | HEPPNER |
| Census Block Group | 5 |
| Census Block | 5055 |
| Census Tract | 970200 |
Source: Morrow County records, as of May 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 44, HEPPNER, OR 97836-0044 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 28, 2023 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 13, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Refinance BANK OF EASTERN OREGON |
| Oct 3, 2022 | Intrafamily Transfer, Transfer |
| Sep 12, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2023 · Amount on Record |
| Deed Sale | Apr 28, 2023 · Amount on Record |
| Prior Sale | Aug 27, 2012 |
| Deed Document Number | 202352887 |
| Prior Transfer Date | Oct 3, 2022 |
| Prior Transfer Doc | 0202252020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORROW OR |
| Recording Date | Apr 28, 2023 |
| Property Address | 635 E COWINS ST, HEPPNER, OR 97836-6354 |
| Document Number | 0202352887 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023-52887 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 44, HEPPNER, OR 97836-0044 |
| Document Number | 0202352888 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2023-52888 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Number | 0202352892 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 2023-52892 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORROW OR |
| Recording Date | Oct 13, 2022 |
| Property Address | 635 E COWINS ST, HEPPNER, OR 97836-6354 |
| Document Number | 0202252066 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 2022-52066 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | NOT AVAILABLE, MCTC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 966, HEPPNER, OR 97836-0966 |
| Investor | Possibly a Property Investor |
| Document Number | 0202252067 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 2022-52067 |
| Name | BANK OF EASTERN OREGON |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Nov 13, 2023 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORROW OR |
| Recording Date | Oct 3, 2022 |
| Property Address | 635 E COWINS ST, HEPPNER, OR 97836-6354 |
| Document Number | 0202252020 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022-52020 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | PO BOX 966, HEPPNER, OR 97836-0966 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORROW OR |
| Recording Date | Sep 12, 2019 |
| Property Address | 635 E COWINS ST, HEPPNER, OR 97836-6354 |
| Document Number | 0201944946 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 2019-44946 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | PO BOX 966, HEPPNER, OR 97836-0966 |
| Investor | Possibly a Property Investor |
Source: Morrow County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Morrow County |
| Municipality | Heppner City |
| Unified School District | Morrow School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,984.00 (+18.81%) | $218,500 (+3%) | $299,525 (+4.2%) Land $43,040 Building $256,485 |
| 2024 | $4,195.00 (+15.28%) | $212,140 (+3%) | $287,465 (+22.18%) Land $43,040 Building $244,425 |
| 2023 | $3,639.00 (-16.42%) | $205,970 (+3%) | $235,285 (-24.06%) Land $39,130 Building $196,155 |
| 2022 | $4,354.00 | $199,980 | $309,830 Land $36,320 Building $273,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 18, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 73% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HEPPNER serves 1,187 people · EPA ID OR4100369 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Mountain Net Fiber · Fixed Wireless | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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