Morrow County property record for 505 E Cowins St, Heppner, OR 97836
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,020 sqft · built 2019 |
| Lot Size | 0.31 acres (13,503 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jun 2025) |
| Tax Bill | $5,029 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 02S2635CA-01500 |
| Primary APN | 02S2635CA-01500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,020 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 13,503 sqft (0.31 acres) |
| Porch | Open Porch |
| Account Number | 766 |
|---|---|
| Street Address | 505 E COWINS ST |
| City | HEPPNER |
| State | OR |
| Zip | 97836-6353 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | PROPERTY:R766, PARTITION PLAT 2022-5, , PARCEL 1 |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | PARTITION PLAT 2022-5 |
| Legal Lot Number | 1 |
| Jurisdiction | MORROW OR |
| Township / Civil Division | HEPPNER |
| Census Block Group | 5 |
| Census Block | 5055 |
| Census Tract | 970200 |
Source: Morrow County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 639 NE DAKOTA CT, HERMISTON, OR 97838-1117 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| May 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 19, 2018 | Warranty Deed, Transfer MID-COLUMBIA TITLE COMPANY, MID COLUMBIA TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2025 · Amount on Record |
| Deed Sale | Jun 3, 2025 · Amount on Record |
| Prior Sale | May 26, 2022 · Amount on Record |
| Deed Document Number | 202556364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORROW OR |
| Recording Date | Jun 3, 2025 |
| Property Address | 505 E COWINS ST, HEPPNER, OR 97836-6353 |
| Document Number | 0202556364 |
| Instrument Date | May 29, 2025 |
| Instrument | 2025-56364 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 639 NE DAKOTA CT, HERMISTON, OR 97838-1117 |
| Document Number | 0202556365 |
|---|---|
| Date | Jun 3, 2025 |
| Instrument | 2025-56365 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORROW OR |
| Recording Date | May 19, 2022 |
| Property Address | 505 E COWINS ST, HEPPNER, OR 97836-6353 |
| Document Number | 0202251250 |
| Instrument Date | May 17, 2022 |
| Instrument | 2022-51250 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | MID-COLUMBIA TITLE COMPANY, MID COLUMBIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1133 235TH P1 SE, SAMMAMISH, WA 98075 |
| Investor | Possibly a Property Investor |
| Document Number | 0202251251 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 2022-51251 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORROW OR |
| Recording Date | Jun 19, 2018 |
| Property Address | 505 E COWINS ST, HEPPNER, OR 97836-6353 |
| Document Number | 0201842432 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 2018-42432 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | MID-COLUMBIA TITLE COMPANY, MID COLUMBIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 14, HEPPNER, OR 97836-0014 |
Source: Morrow County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Morrow County |
| Municipality | Heppner City |
| Unified School District | Morrow School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,029.00 (+13.16%) | $191,180 (+3%) | $328,850 (-) Land $37,880 Building $290,970 |
| 2024 | $4,444.00 (+2.54%) | $185,620 (+3%) | $328,850 (+1.06%) Land $37,880 Building $290,970 |
| 2023 | $4,334.00 (+2.85%) | $180,220 (+2.99%) | $325,410 (-0.04%) Land $34,440 Building $290,970 |
| 2022 | $4,214.00 | $174,980 | $325,550 Land $34,580 Building $290,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 18, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 73% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HEPPNER serves 1,187 people · EPA ID OR4100369 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Mountain Net Fiber · Fixed Wireless | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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