St. Johns County property record for 635 Drake Bay Ter, Saint Augustine, FL 32084 · Last verified June 2026
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,065 sqft · built 2008 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,900 (Jul 2019) |
| Tax Bill | $1,504 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 086541-2206 |
| Primary APN | 086541-2206 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,065 sqft Living Area |
| Gross Area | 1,142 sqft |
| 1st Floor Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Porch | Finished Screened Porch |
| Porch Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 635 DRAKE BAY TER |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2566 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 54/70-73 PALOMA SUBDIVISION LOT 6 BLOCK 22 OR4768/1794 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | PALOMA SUBDIVISION |
| Legal Block | 22 |
| Legal Lot Number | 6 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 086541-2206
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 635 DRAKE BAY TER, SAINT AUGUSTINE, FL 32084-2566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Prior Sale | Oct 02, 2014 · Amount on Record |
| Deed Document Number | 201955481 |
| Deed Book / Page | 4768 / 1794 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 31, 2019 |
| Property Address | 635 DRAKE BAY TER, SAINT AUGUSTINE, FL 32084-2566 |
| Document Number | 0047681794 |
| Book / Page | 4768 / 1794 |
| Map Reference | MB 54 PG 70-73 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 2019055481 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $979.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 635 DRAKE BAY TER, 635, SAINT AUGUSTINE, FL 32084-2566 |
| Name | Verified Name |
|---|---|
| Address | 200 SUMMER BREEZE WAY APT 112, 112, SAINT AUGUSTINE, FL 32086-1835 |
| Document Number | 0047681796 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 4768/1796 |
| Name | BAYWAY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,726 (+2.7%) | $144,782 (-4.71%) Land $38,000 Building $106,782 | |
| 2025 | $1,504.00 (+16.59%) Homeowner's exemption | $125,342 (+2.9%) | $151,938 (-8.04%) Land $36,000 Building $115,938 |
| 2024 | $1,290.00 (+2.46%) Homeowner's exemption | $121,810 (+3%) | $165,218 (-1.67%) Land $47,500 Building $117,718 |
| 2023 | $1,259.00 (+4.39%) Homeowner's exemption | $118,262 (+3%) | $168,021 (+9.15%) Land $47,500 Building $120,521 |
| 2022 | $1,206.00 Homeowner's exemption | $114,817 | $153,936 Land $39,200 Building $114,736 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fiber | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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