635 Drake Bay Ter, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 635 Drake Bay Ter, Saint Augustine, FL 32084 · Last verified June 2026

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,065 sqft · built 2008
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$139,900 (Jul 2019)
Tax Bill$1,504 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN086541-2206

Property Details

APN / Parcel Number

Primary APN086541-2206

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,065 sqft Living Area
Gross Area1,142 sqft
1st Floor Area480 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
PorchFinished Screened Porch
Porch Area77 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address635 DRAKE BAY TER
CitySAINT AUGUSTINE
StateFL
Zip32084-2566
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description54/70-73 PALOMA SUBDIVISION LOT 6 BLOCK 22 OR4768/1794
Legal Range29E
Legal Township07S
Legal Section05
Legal SubdivisionPALOMA SUBDIVISION
Legal Block22
Legal Lot Number6
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4012
Census Tract20904

Owner

Source: St. Johns County records · APN 086541-2206

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address635 DRAKE BAY TER, SAINT AUGUSTINE, FL 32084-2566
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2019 · Amount on Record
Deed SaleJul 31, 2019 · Amount on Record
Prior SaleOct 02, 2014 · Amount on Record
Deed Document Number201955481
Deed Book / Page4768 / 1794
Record UpdatedSep 20, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 31, 2019
Property Address635 DRAKE BAY TER, SAINT AUGUSTINE, FL 32084-2566
Document Number0047681794
Book / Page4768 / 1794
Map ReferenceMB 54 PG 70-73
Instrument DateJul 30, 2019
Instrument2019055481
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$979.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address635 DRAKE BAY TER, 635, SAINT AUGUSTINE, FL 32084-2566

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 SUMMER BREEZE WAY APT 112, 112, SAINT AUGUSTINE, FL 32086-1835

Mortgage

Document Number0047681796
DateJul 31, 2019
Instrument4768/1796
Lender
NameBAYWAY MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$128,726 (+2.7%)$144,782 (-4.71%) Land $38,000 Building $106,782
2025$1,504.00 (+16.59%) Homeowner's exemption$125,342 (+2.9%)$151,938 (-8.04%) Land $36,000 Building $115,938
2024$1,290.00 (+2.46%) Homeowner's exemption$121,810 (+3%)$165,218 (-1.67%) Land $47,500 Building $117,718
2023$1,259.00 (+4.39%) Homeowner's exemption$118,262 (+3%)$168,021 (+9.15%) Land $47,500 Building $120,521
2022$1,206.00 Homeowner's exemption$114,817$153,936 Land $39,200 Building $114,736

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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