631 Drake Bay Ter, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 631 Drake Bay Ter, Saint Augustine, FL 32084 · Last verified June 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2008
Square Footage	1,365 sqft Living Area
Lot Size	1,742 sqft (0.04 acres)
Occupancy	Owner Occupied
Last Sale	$195,000 (2021)
Tax Bill	$2,762.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`086541-2204`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,365 sqft Living Area
1st Floor	630 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	1,742 sqft (0.04 acres)
Porch Area	77 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	631 DRAKE BAY TER
City	SAINT AUGUSTINE
State	FL
Zip	32084-2565
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	54/70-73 PALOMA SUBDIVISION LOT 4 BLOCK 22 OR5336/968
Legal Range	29E
Legal Township	07S
Legal Section	05
Legal Subdivision	PALOMA SUBDIVISION
Legal Block	22
Legal Lot Number	4
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4012
Census Tract	20904

Owner

Source: St. Johns County records · APN 086541-2204

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	631 DRAKE BAY TER, SAINT AUGUSTINE, FL 32084-2565
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2021 · Amount on Record
Deed Sale	Aug 05, 2021 · Amount on Record
Prior Sale	Jul 11, 2016 · Amount on Record
Deed Doc Number	202186665
Deed Book / Page	5336 / 968
Record Refreshed	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 05, 2021
Property Address	631 DRAKE BAY TER, SAINT AUGUSTINE, FL 32084-2565
Document Number	0053360968
Book / Page	5336 / 968
Map Reference	MB 54 PG 70-73
Instrument Date	Jul 30, 2021
Instrument	2021086665
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	UNKNOWN, FLORIDA CLOSING COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 FAWN FIELD LN, SAINT AUGUSTINE, FL 32092-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 DRAKE BAY TER, SAINT AUGUSTINE, FL 32084-2565
Investor	Possibly a Property Investor

Mortgage

Document Number	0005336970
Date	Aug 05, 2021
Instrument	5336/970

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,945 (-5.9%) Land $38,000 Building $130,945	$168,945 (-5.9%) Land $38,000 Building $130,945
2025	$2,762.00 (+2.71%)	$179,530 (-7.1%)	$179,530 (-7.1%) Land $36,000 Building $143,530
2024	$2,689.00 (-2.64%)	$193,245 (-1.76%)	$193,245 (-1.76%) Land $47,500 Building $145,745
2023	$2,762.00 (+7.64%)	$196,715 (+8.53%)	$196,715 (+8.53%) Land $47,500 Building $149,215
2022	$2,566.00	$181,249	$181,249 Land $39,200 Building $142,049

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.