St. Charles County property record for 635 Derek Dr, Wentzville, MO 63385 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,532 sqft · built 2010 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,900 (Jul 2010) |
| Tax Bill | $5,073 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jun 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T062300345 |
| Primary APN | T062300345 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,532 sqft Living Area |
| Basement Area | 1,214 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Patio Area | 112 sqft |
| Sewer | Connected |
|---|
| Account Number | T062300345 |
|---|---|
| Old Parcel Number | T062300345 |
| Street Address | 635 DEREK DR |
| City | WENTZVILLE |
| State | MO |
| Zip | 63385-6843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONE MEADOWS #11 LOT 577 |
| Legal Range | 02E |
| Legal Township | 46N |
| Legal Subdivision | STONE MEADOWS #11 |
| Legal Lot Number | 577 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 312193 |
Source: St. Charles County records · APN T062300345
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 635 DEREK DR, WENTZVILLE, MO 63385-6843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Jun 27, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Dec 28, 2017 | Deed of Trust, Mortgage FIRSTBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2010 · Amount on Record |
| Deed Sale | Jul 16, 2010 · Amount on Record |
| Deed Document Number | 0000054143 |
| Deed Book / Page | 5414 / 3 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 635 DEREK DR, WENTZVILLE, MO 63385-6843 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000021216 |
|---|---|
| Date | Jun 02, 2023 |
| Instrument | 2023R-021216 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 635 DEREK DR, WENTZVILLE, MO 63385-6843 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0069400821 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 6940/0821 |
| Instrument | 20180627000360170 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 635 DEREK DR, WENTZVILLE, MO 63385-6843 |
| Document Number | 0068640927 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 635 DEREK DR WENTZVILLE MO 633856843, WENTZVILLE, MO 63385-6843 |
| Document Number | 0068640927 |
|---|---|
| Date | Jan 08, 2018 |
| Book Page | 006864/000927 |
| Instrument | 14040 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 07, 2033 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | Wentzville City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,073.00 | $75,418 (+10.2%) | $396,936 (+10.2%) Land $65,000 Building $331,936 |
| 2023 | $68,436 | ||
| 2022 | $360,191 Land $45,000 Building $315,191 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833121931, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 4 (1979–1983) |
| Most Recent Claim | May 1983, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 468 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures