631 Derek Dr, Wentzville, MO 63385 Property Records

St. Charles County property record for 631 Derek Dr, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,780 sqft · built 2009
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,492 (Jun 2009)
Tax Bill	$5,556 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T062300347`

Property Details

APN / Parcel Number

Primary APN	`T062300347`
Alternative APN	`4-0055-9899-00-0579.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,780 sqft Living Area
1st Floor Area	1,498 sqft
Basement Area	1,378 sqft
Finished Basement	455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	102 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T062300347
Old Parcel Number	T062300347
Street Address	631 DEREK DR
City	WENTZVILLE
State	MO
Zip	63385-6843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE MEADOWS #11 LOT 579
Legal Range	02E
Legal Township	46N
Legal Subdivision	STONE MEADOWS #11
Legal Lot Number	579
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1002
Census Tract	312193

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	631 DEREK DR, WENTZVILLE, MO 63385-6843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2009 · Amount on Record
Deed Sale	Jun 29, 2009 · Amount on Record
Deed Document Number	0005220752
Deed Book / Page	5220 / 752
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	631 DEREK DR, WENTZVILLE, MO 63385-6843
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 DEREK DR, WENTZVILLE, MO 63385-6843

Mortgage

Document Number	0000039691
Date	Sep 27, 2023
Instrument	2023R-039691

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	631 DEREK DR, WENTZVILLE, MO 63385-6843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 DEREK DR, WENTZVILLE, MO 63385-6843

Mortgage

Document Number	0069942211
Date	Oct 25, 2018
Book Page	6994/2211
Instrument	20181025000609400

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,556.00	$82,604 (+6.63%)	$434,759 (+6.63%) Land $65,000 Building $369,759
2023		$77,469
2022			$407,729 Land $45,000 Building $362,729

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile, Verizon.

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