635 Clover Rd, Wauconda, IL 60084 Property Records

Lake County property record for 635 Clover Rd, Wauconda, IL 60084

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 792 sqft · built 1961
Lot Size	0.24 acres (10,472 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Oct 2019)
Tax Bill	$6,316 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-101-052`

Property Details

APN / Parcel Number

Primary APN	`09-26-101-052`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	792 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	792 sqft
Basement Area	792 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1981
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,472 sqft (0.24 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	635 CLOVER RD
City	WAUCONDA
State	IL
Zip	60084-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LARKDALE UNIT NO. 5 LOT 36 BLOCK 6
Legal Subdivision	LARKDALE UNIT NO. 5
Legal Block	6
Legal Lot Number	36
Legal Unit	5
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	1
Census Block	1001
Census Tract	864204

Owner

635 Clover Rd is owned and occupied by an individual who bought it in October 2019.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	635 CLOVER RD, WAUCONDA, IL 60084-1112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on File
Deed Sale	Oct 29, 2019 · Amount on File
Deed Document Number	20197604432
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 29, 2019
Property Address	635 CLOVER RD, WAUCONDA, IL 60084-1112
Document Number	0007604432
Map Reference	DOC 1103572
Instrument Date	Oct 8, 2019
Instrument	7604432
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	635 CLOVER RD, WAUCONDA, IL 60084-1112

Mortgage

Document Number	0007604433
Date	Oct 29, 2019
Instrument	7604433

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Municipality	Wauconda Village
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,219 Land $18,528 Building $68,691	$261,684 Land $55,590 Building $206,094
2024	$6,316.00 (+21.34%)
2023	$5,205.00 (+5.36%)	$67,895 (+21.89%) Land $14,423 Building $53,472	$203,705 (+21.89%) Land $43,273 Building $160,432
2022	$4,940.00	$55,703 Land $17,554 Building $38,149	$167,125 Land $52,667 Building $114,458

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 635 Clover Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 635 Clover Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUCONDA serves 15,349 people · EPA ID IL0971850
Water Source	Purchased surface water from CENTRAL LAKE COUNTY JAWA
Last State Inspection	Mar 2026
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20