Lake County property record for 657 Clover Rd, Wauconda, IL 60084
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 999 sqft · built 1961 |
| Lot Size | 0.222 acres (9,666 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Jun 1996) |
| Tax Bill | $7,645 (2024) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-101-049 |
| Primary APN | 09-26-101-049 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 999 sqft Living Area |
| Gross Area | 2,438 sqft |
| 1st Floor Area | 999 sqft |
| Basement Area | 999 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,666 sqft (0.222 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 391 sqft |
| Patio Area | 391 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 657 CLOVER RD |
|---|---|
| City | WAUCONDA |
| State | IL |
| Zip | 60084-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LARKDALE UNIT NO. 5 LOT 39 BLOCK 6 |
| Legal Subdivision | LARKDALE UNIT NO. 5 |
| Legal Block | 6 |
| Legal Lot Number | 39 |
| Legal Unit | 5 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WAUCONDA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 864204 |
Source: Lake County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 657 CLOVER RD, WAUCONDA, IL 60084-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 1996 · Amount on Record |
| Deed Sale | Jun 19, 1996 · Amount on Record |
| Deed Document Number | 19963839722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 657 CLOVER RD, WAUCONDA, IL 60084-1112 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007820900 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 7820900 |
| Name | LIBERTYVILLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LIBERTYVILLE, IL 60048 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Wauconda Township |
| Municipality | Wauconda Village |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100,281 (+28.46%) Land $17,741 Building $82,540 | $300,873 (+28.46%) Land $53,228 Building $247,645 | |
| 2024 | $7,645.00 (+11.18%) | ||
| 2023 | $6,876.00 (+4.91%) | $78,062 (+13.11%) Land $13,810 Building $64,252 | $234,209 (+13.11%) Land $41,434 Building $192,775 |
| 2022 | $6,554.00 | $69,017 Land $16,826 Building $52,191 | $207,072 Land $50,483 Building $156,589 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUCONDA serves 15,349 people · EPA ID IL0971850 |
|---|---|
| Water Source | Purchased surface water from CENTRAL LAKE COUNTY JAWA |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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