635 Cherry Elm Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 635 Cherry Elm Dr, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,994 sqft · built 2023
Lot Size	0.06 acres (2,613 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Dec 2023)
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027985-1550`

Property Details

APN / Parcel Number

Primary APN	`027985-1550`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,994 sqft Living Area
Gross Area	2,515 sqft
1st Floor Area	868 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,613 sqft (0.06 acres)
Garage Type	Attached
Garage Area	382 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	26 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	635 CHERRY ELM DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0135
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	113/64-74 SILVERLEAF 29B-2 LOT 155 OR5870/1179
Legal Subdivision	SILVERLEAF 29B-2
Legal Block	1
Legal Lot Number	155
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

Source: St. Johns County records · APN 027985-1550

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	635 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Deed Document Number	202396695
Deed Book / Page	5870 / 1179
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 13, 2023
Property Address	635 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0135
Document Number	0058701179
Book / Page	5870 / 1179
Map Reference	MB 113 PG 64-74
Instrument Date	Dec 07, 2023
Instrument	2023096695
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0135

Mortgage

Document Number	0058701181
Date	Dec 13, 2023
Instrument	5870/1181

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,324 (+2.7%)	$316,971 (-7.36%) Land $70,000 Building $246,971
2025	$3,790.00 (+13.58%) Homeowner's exemption	$295,350 (+3.5%)	$342,156 (-1.4%) Land $69,000 Building $273,156
2024	$3,337.00 (+353.4%) Homeowner's exemption	$285,375 (+392.03%)	$347,020 (+498.31%) Land $68,000 Building $279,020
2023	$736.00	$58,000	$58,000 Land $58,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 418 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.