631 Cherry Elm Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 631 Cherry Elm Dr, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 1,760 sqft · built 2023
Lot Size	0.06 acres (2,613 sqft)
Owner	Individual Name on File
Last Sale	$378,857 (Dec 2023)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027985-1540`

Property Details

APN / Parcel Number

Primary APN	`027985-1540`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,760 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	896 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,613 sqft (0.06 acres)
Garage Type	Attached
Garage Area	397 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	631 CHERRY ELM DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0135
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	113/64-74 SILVERLEAF 29B-2 LOT 154 OR5873/311
Legal Subdivision	SILVERLEAF 29B-2
Legal Block	1
Legal Lot Number	154
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

Source: St. Johns County records · APN 027985-1540

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	631 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Deed Document Number	202398003
Deed Book / Page	5873 / 311
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 19, 2023
Property Address	631 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0135
Document Number	0058730311
Book / Page	5873 / 311
Map Reference	MB 113 PG 64-74
Instrument Date	Dec 07, 2023
Instrument	2023098003
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,652.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0135

Mortgage

Document Number	0005873313
Date	Dec 19, 2023
Instrument	5873/313

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jan 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.6%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,409 (-7.01%) Land $70,000 Building $222,409	$292,409 (-7.01%) Land $70,000 Building $222,409
2025	$4,047.00 (+7.21%) Homeowner's exemption	$314,463 (-1.81%)	$314,463 (-1.81%) Land $69,000 Building $245,463
2024	$3,775.00 (+412.91%) Homeowner's exemption	$320,270 (+452.19%)	$320,270 (+452.19%) Land $68,000 Building $252,270
2023	$736.00	$58,000	$58,000 Land $58,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 418 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.