629 Brook St, Elgin, IL 60120 Property Records

Kane County property record for 629 Brook St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,930 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$5,242 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-430-006`

Property Details

APN / Parcel Number

Primary APN	`06-11-430-006`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,930 sqft Living Area
Gross Area	2,895 sqft
Basement Area	965 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	629 BROOK ST
City	ELGIN
State	IL
Zip	60120-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB NORTH 4 RODS WEST 10 RODS LOT 189
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	2
Legal Lot Number	189
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2025
Census Tract	850800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	629 BROOK ST, ELGIN, IL 60120-3605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 21, 2016
Transfer Doc	0000014907
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	629 BROOK ST, ELGIN, IL 60120-3605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057207
Date	Nov 1, 2017
Instrument	2017K057207

Lender

Name	ACCESS NATIONAL MORTGAGE
Type	Mortgage Company
Address	RESTON, VA 20191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,242.00 (+96.55%) Homeowner's exemption Senior Citizen's exemption	$84,712 (+8.57%) Land $19,387 Building $65,325	$254,238 (+8.57%) Land $58,184 Building $196,053
2024		$78,026 (+21.39%) Land $17,857 Building $60,169	$234,172 (+21.44%) Land $53,592 Building $180,579
2022	$2,667.00 (-2.81%) Homeowner's exemption	$64,275 (+6.96%) Land $14,710 Building $49,565	$192,825 (+6.96%) Land $44,130 Building $148,695
2021	$2,744.00 Homeowner's exemption	$60,093 Land $13,753 Building $46,340	$180,279 Land $41,259 Building $139,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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