Oakland County property record for 635 Barclay Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,728 sqft · built 1971 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (May 2018) |
| Tax Bill | $4,507 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-15-403-019 |
| Primary APN | 88-20-15-403-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 635 BARCLAY DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-4801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 15 CYPRESS GARDENS SUB. W 2.05 FT OF LOT 148, ALSO ALL OF LOT149 8-14-95 CORR |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 15 |
| Legal Subdivision | CYPRESS GARDENS SUB |
| Legal Lot Number | 148 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 197000 |
635 Barclay Dr is owned and occupied by an individual who bought it in May 2018.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 635 BARCLAY DR, TROY, MI 48085-4801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| May 25, 2018 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 22, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2018 · Amount on File |
| Deed Sale | May 25, 2018 · Amount on File |
| Prior Sale | Aug 22, 2017 · Amount on File |
| Deed Document Number | 201887216 |
| Deed Book / Page | 51845 / 649 |
| Prior Transfer Date | Apr 23, 2010 |
| Prior Transfer Doc | 0000081704 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 635 BARCLAY DR, TROY, MI 48085-4801 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 635 BARCLAY DR, TROY, MI 48085-4801 |
| Document Number | 0000137253 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 56294/171 |
| Instrument | 137253 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 635 BARCLAY DR, TROY, MI 48085-4801 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 635 BARCLAY DR, TROY, MI 48085-4801 |
| Document Number | 0000389029 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 57807/889 |
| Instrument | 389029 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 25, 2018 |
| Property Address | 635 BARCLAY DR, TROY, MI 48085-4801 |
| Document Number | 0000087216 |
| Book / Page | 51845 / 00649 |
| Map Reference | LB 126 PG 7 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 87216 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9990 RICHMOND AVE STE 400, 9990, HOUSTON, TX 77042-4546 |
| Name | Verified Name |
|---|---|
| Address | 635 BARCLAY DR, TROY, MI 48085-4801 |
| Document Number | 0000087217 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 87217 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2038 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 22, 2017 |
| Property Address | 635 BARCLAY DR, TROY, MI 48085-4801 |
| Document Number | 0000158170 |
| Book / Page | 050995 / 000550 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 158170 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,003.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 9990 RICHMOND AVE #400 HOUSTON TX 770424546, 400, HOUSTON, TX 77042-4546 |
The 2025 property tax bill for 635 Barclay Dr was $4,507 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,507.00 | ||
| 2023 | $292,000 | ||
| 2022 | $4,688.00 | $146,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 635 Barclay Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1998–2014) |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 635 Barclay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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