Oakland County property record for 627 Barclay Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,613 sqft · built 1971 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Mar 2019) |
| Tax Bill | $3,107 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-15-403-018 |
| Primary APN | 88-20-15-403-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 1,613 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 627 BARCLAY DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-4801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 15 CYPRESS GARDENS SUB. LOT 150 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 15 |
| Legal Subdivision | CYPRESS GARDENS |
| Legal Lot Number | 150 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 197000 |
627 Barclay Dr is owned and occupied by an individual who bought it in March 2019.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 627 BARCLAY DR, TROY, MI 48085-4801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ST JAMES MORTGAGE CORP |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ST JAMES MORTGAGE CORP |
| Mar 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage ALLY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2019 · Amount on File |
| Deed Sale | Mar 7, 2019 · Amount on File |
| Prior Sale | Oct 7, 2009 · Amount on File |
| Deed Document Number | 201930754 |
| Deed Book / Page | 52626 / 431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 627 BARCLAY DR, TROY, MI 48085-4801 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 627 BARCLAY DR, TROY, MI 48085-4801 |
| Document Number | 0000217502 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 56823/607 |
| Instrument | 217502 |
| Name | ST JAMES MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD HILLS, MI 48304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 627 BARCLAY DR, TROY, MI 48085-4801 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | CISLO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000140248 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 54522/291 |
| Instrument | 140248 |
| Name | ST JAMES MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD HILLS, MI 48304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 7, 2019 |
| Property Address | 627 BARCLAY DR, TROY, MI 48085-4801 |
| Document Number | 0000030754 |
| Book / Page | 52626 / 00431 |
| Map Reference | LB 126 PG 7-9 |
| Instrument Date | Mar 4, 2019 |
| Instrument | 030754 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | STEWART TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,236.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 900 WOODSIDE DR, 900, OXFORD, MI 48371-6716 |
| Name | Verified Name |
|---|---|
| Address | 627 BARCLAY DR, TROY, MI 48085-4801 |
| Document Number | 0000030755 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 030755 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2034 |
The 2025 property tax bill for 627 Barclay Dr was $3,107 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,107.00 | ||
| 2023 | $274,480 | ||
| 2022 | $3,232.00 | $137,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 627 Barclay Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1998–2014) |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 627 Barclay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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