635 Bakewell St, Covington, KY 41011 Property Records

Kenton County property record for 635 Bakewell St, Covington, KY 41011 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,360 sqft · built 1886
Lot Size	0.051 acres (2,250 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (May 2022)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-43-09-020.02`

Property Details

APN / Parcel Number

Primary APN	`040-43-09-020.02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,360 sqft Finished Area
Gross Area	1,664 sqft

Exterior

Year Built	Built 1886
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,250 sqft (0.051 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0404309020.02
Street Address	635 BAKEWELL ST
City	COVINGTON
State	KY
Zip	41011-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 20 BLK 34 WR&L BEING 25X90
Legal Subdivision	WOOD ROFF & LOCKWOOD
Legal Phase	34
Legal Block	34
Legal Lot Number	20
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2008
Census Tract	60300

Owner

Source: Kenton County records · APN 040-43-09-020.02

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3532 HANDMAN AVE # 2, 2, CINCINNATI, OH 45226-1103
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Mar 03, 2017	Warranty Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2022 · Amount on Record
Deed Sale	May 04, 2022 · Amount on Record
Prior Sale	Mar 03, 2017 · Amount on Record
Deed Document Number	0000163435
Deed Book / Page	163 / 435
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 04, 2022
Property Address	635 BAKEWELL ST, COVINGTON, KY 41011-1225
Document Number	0005900167
Book / Page	163 / 435
Instrument Date	Apr 29, 2022
Instrument	22050405900167
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 WALLACE AVE, 425, COVINGTON, KY 41014-1555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3532 HAMPRON AVENUE #2 # 2, 2, CINCINNATI, OH 45226

Mortgage

Document Number	0005900168
Date	May 04, 2022
Book Page	367/550
Instrument	22050405900168

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 03, 2017
Property Address	635 BAKEWELL ST, COVINGTON, KY 41011-1225
Document Number	0000000321
Book / Page	0C6107 / 000288
Instrument Date	Mar 02, 2017
Instrument	321
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 BAKEWELL ST COVINGTON KY 410111225, COVINGTON, KY 41011-1225

Mortgage

Document Number	322
Date	Mar 03, 2017
Book Page	0C6107/000291
Instrument	322

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 02, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,716.00 (-0.51%)	$205,000 (-) Land $10,000 Building $195,000	$205,000 (-) Land $10,000 Building $195,000
2023	$2,730.00	$205,000 Land $10,000 Building $195,000	$205,000 Land $10,000 Building $195,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 607 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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