631 Bakewell St, Covington, KY 41011 Property Records

Kenton County property record for 631 Bakewell St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 3,180 sqft · built 1860
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Apr 2023)
Tax Bill	$6,956 (2025)
Deeds & Mortgages	Apr 2023 Sale Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-43-09-019.00`

Property Details

APN / Parcel Number

Primary APN	`040-43-09-019.00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,180 sqft Finished Area
Gross Area	3,292 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Old Parcel Number	0404309019.00
Street Address	631 BAKEWELL ST
City	COVINGTON
State	KY
Zip	41011-1225
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	24 1/2' WS BAKEWELL 143' N 7TH
Legal Subdivision	WOOD ROFF & LOCKWOOD
Legal Phase	34
Legal Lot Number	20,21
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2008
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5606 E GALBRAITH RD, CINCINNATI, OH 45236-2830
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Warranty Deed, Transfer
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESID'L MTG
Oct 25, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG
Sep 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023 · Amount on Record
Deed Sale	Apr 25, 2023 · Amount on Record
Prior Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	0000223780
Deed Book / Page	223 / 780
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 25, 2023
Property Address	631 BAKEWELL ST, COVINGTON, KY 41011-1225
Document Number	0005900131
Book / Page	KC 223 / 780
Instrument Date	Apr 24, 2023
Instrument	23042505900131
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1131 AUDUBON RD, PARK HILLS, KY 41011-1901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 BAKEWELL ST, COVINGTON, KY 41011-1225

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	631 BAKEWELL ST, COVINGTON, KY 41011-1225
Document Number	0000000124
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	631 BAKEWELL ST COVINGTON KY 410111225, COVINGTON, KY 41011-1225

Mortgage

Document Number	0000000124
Date	Nov 10, 2020
Book Page	00M123/000584
Instrument	124

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 25, 2019
Property Address	631 BAKEWELL ST, COVINGTON, KY 41011-1225
Document Number	0000000069
Book / Page	0C6787 / 000345
Instrument Date	Oct 10, 2019
Instrument	69
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NTC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11578 CINCINNATI OH 452110578, CINCINNATI, OH 45211-0578

Mortgage

Document Number	71
Date	Oct 25, 2019
Book Page	0C6787/000348
Instrument	71

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 11, 2019
Property Address	631 BAKEWELL ST, COVINGTON, KY 41011-1225
Document Number	0000000037
Book / Page	0C6749 / 000299
Instrument Date	Aug 21, 2019
Instrument	37
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10640 LEES CREEK RD HARRISON OH 450308716, HARRISON, OH 45030-8716

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,956.00 (+92.74%)	$525,000 (+93.73%) Land $10,000 Building $515,000	$525,000 (+93.73%) Land $10,000 Building $515,000
2023	$3,609.00	$271,000 Land $10,000 Building $261,000	$271,000 Land $10,000 Building $261,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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