6345 Baker Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 6345 Baker Rd, Keystone Heights, FL 32656

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,470 sqft · built 1960
Lot Size1.15 acres (50,181 sqft)
OwnerIndividual Name on Record
Tax Bill$924 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN32-08-23-004916-000-00

Property Details

APN / Parcel Number

Primary APN32-08-23-004916-000-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,470 sqft Living Area
Gross Area2,322 sqft
1st Floor Area1,470 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1970
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area50,181 sqft (1.15 acres)
Lot Dimensions356 ft deep x 141 ft wide
Garage TypeAttached
Garage Area672 sqft
PorchEnclosed/Finished Porch
Porch Area540 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6345 BAKER RD
CityKEYSTONE HEIGHTS
StateFL
Zip32656-8898
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF SE1/4 AS REC OR 1513 PG 2138 & 2664 PG 59
Legal Range23E
Legal Township08S
Legal Section32
JurisdictionCLAY FL
Township / Civil DivisionKEYSTONE HEIGHTS
Census Block Group2
Census Block2042
Census Tract31104

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6345 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8898
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 23, 2005
Transfer Doc0026640059
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address6345 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8898
Transaction TypeMortgage
Record UpdatedJul 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6345 BAKER RD, KEYSTONE HEIGHTS, FL 32656-8898

Mortgage

Document Number0046170001
DateJun 9, 2022
Book Page4617/1
Instrument2022036247
Lender
NameFIRST COAST COMMUNITY CU
TypeCredit Union
AddressPALATKA, FL 32177
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 8, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$924.00 (+5.72%) Homeowner's exemption$100,727 (+5.99%)$202,649 (+9.02%) Land $27,566 Building $175,083
2024$874.00 (-25.11%)
2023$1,167.00 (+15.09%) Homeowner's exemption$95,038 (+3%)$185,882 (+15.35%) Land $27,566 Building $158,316
2022$1,014.00 Homeowner's exemption$92,270$161,151 Land $27,566 Building $133,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEYSTONE POSTMASTER GRID
private · serves 5,092 people · EPA ID FL2100610
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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