6344 Baker Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 6344 Baker Rd, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 1984
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (Apr 2020)
Tax Bill	$934 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`32-08-23-004863-002-00`

Property Details

APN / Parcel Number

Primary APN	`32-08-23-004863-002-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	2,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	443 ft deep x 110 ft wide
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6344 BAKER RD
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 S32T8R23 AS REC O R 4295 PG 1782
Legal Range	23
Legal Township	08
Legal Section	32
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2003
Census Tract	31104

Owner

6344 Baker Rd is owned and occupied by an individual who bought it in April 2020.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	6344 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2020 · Amount on File
Deed Sale	Apr 3, 2020 · Amount on File
Deed Document Number	2020017683
Deed Book / Page	4295 / 1782
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 3, 2020
Property Address	6344 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9336
Document Number	0042951782
Book / Page	4295 / 1782
Instrument Date	Mar 27, 2020
Instrument	2020017683
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	NORTH CENTRAL TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 OAKLAND AVE, SANFORD, FL 32773-6238

Mortgage

Document Number	0042951791
Date	Apr 3, 2020
Instrument	4295/1791

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6344 Baker Rd was $934 with exemptions applied.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$934.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$111,411	$171,803 Land $25,740 Building $146,063
2023	$1,169.00 (+8.34%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$105,119 (+3%)	$153,873 (+19.85%) Land $25,740 Building $128,133
2022	$1,079.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$102,058	$128,384 Land $18,018 Building $110,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6344 Baker Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	107.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6344 Baker Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35