Defiance County property record for 634 Summit St, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1870 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $7,300 (Jun 2024) |
| Tax Bill | $868 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B014151003200 |
| Primary APN | B014151003200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 804 sqft |
| Upper Floors Area | 704 sqft |
| Basement Area | 100 sqft |
| Unfinished Basement | 100 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,599 sqft (0.151 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 308 sqft |
| Patio Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 634 SUMMIT ST |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GNADENSBURG 2ND ADDITION LOT 5 |
| Legal Subdivision | GNADENSBURG ADD 2 |
| Legal Lot Number | 5 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 958800 |
634 Summit St is owned and occupied by two individuals who acquired it in July 2024.
Source: Defiance County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 634 SUMMIT ST, DEFIANCE, OH 43512-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2024 · Amount on File |
| Deed Sale | Jun 3, 2024 · Amount on File |
| Prior Sale | Jul 28, 2015 · Amount on File |
| Deed Document Number | 20241773 |
| Deed Book / Page | 464 / 1635 |
| Last Transfer Date | Jul 10, 2024 |
| Transfer Doc | 000465/858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 634 SUMMIT ST, DEFIANCE, OH 43512-2241 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 634 SUMMIT ST, DEFIANCE, OH 43512-2241 |
| Document Number | 00479/2185 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 479/2185 |
| Instrument | 202600000777 |
| Name | MYCUMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DAYTON, OH 45431 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount on Record |
| Term | 233 Months |
| Due | Aug 1, 2045 |
The 2025 property tax bill for 634 Summit St was $868.
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $868.00 | $22,780 (-) Land $3,210 Building $19,570 | |
| 2024 | $868.00 (+1.28%) | $22,780 (-) Land $3,210 Building $19,570 | $65,070 (-0.02%) Land $9,170 Building $55,900 |
| 2023 | $857.00 (+8.07%) | $22,780 (+20.34%) Land $3,210 Building $19,570 | $65,085 Land $9,171 Building $55,914 |
| 2022 | $793.00 | $18,930 Land $3,140 Building $15,790 | |
| 2020 | $54,100 Land $8,980 Building $45,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 634 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 634 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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