Defiance County property record for 624 Summit St, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,168 sqft · built 1965 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $69,000 (Apr 2017) |
| Tax Bill | $1,406 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B014151003400 |
| Primary APN | B014151003400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| Gross Area | 2,465 sqft |
| 1st Floor Area | 1,046 sqft |
| Upper Floors Area | 122 sqft |
| Attic | Attic |
| Attic Area | 122 sqft |
| Basement Area | 1,046 sqft |
| Unfinished Basement | 1,046 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,599 sqft (0.151 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 251 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 624 SUMMIT ST |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GNADENSBURG 2ND ADDITION LOT 3 |
| Legal Subdivision | GNADENSBURG ADD 2 |
| Legal Lot Number | 3 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 958800 |
Source: Defiance County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 624 SUMMIT ST, DEFIANCE, OH 43512-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FEDERAL CREDIT UNION |
| Nov 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage MYCUMORTGAGE LLC |
| Apr 4, 2017 | Warranty Deed, Transfer · FHA Mortgage MYCUMORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2017 · Amount on Record |
| Deed Sale | Apr 4, 2017 · Amount on Record |
| Prior Sale | Jan 28, 2005 |
| Deed Document Number | 20171413 |
| Deed Book / Page | 403 / 647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Oct 13, 2026 |
| Property Address | 624 SUMMIT ST, DEFIANCE, OH 43512-2241 |
| Document Number | 0000004004 |
| Book / Page | 485 / 1618 |
| Instrument Date | Oct 7, 2026 |
| Instrument | 20264004 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 624 SUMMIT ST, DEFIANCE, OH 43512-2241 |
| Document Number | 0000004004, |
|---|---|
| Date | Oct 13, 2026 |
| Book Page | 485/1618 |
| Instrument | 20264004 |
| Name | MIDWEST COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 28, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 624 SUMMIT ST, DEFIANCE, OH 43512-2241 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2020 |
| Name | Verified Name |
|---|---|
| Address | 624 SUMMIT ST, DEFIANCE, OH 43512-2241 |
| Document Number | 433/917 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 433/917 |
| Instrument | 202000005436 |
| Name | MYCUMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DAYTON, OH 45431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Apr 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Apr 4, 2017 |
| Property Address | 624 SUMMIT ST, DEFIANCE, OH 43512-2241 |
| Document Number | 403/0647 |
| Book / Page | 403 / 0647 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 201700001413 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 624 SUMMIT ST, DEFIANCE, OH 43512-2241 |
| Document Number | 201700001414 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 201700001414 |
| Name | MYCUMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,406.00 | $35,990 (-) Land $3,210 Building $32,780 | |
| 2024 | $1,406.00 (+1.15%) | $35,990 (-) Land $3,210 Building $32,780 | $102,830 (+%) Land $9,170 Building $93,660 |
| 2023 | $1,390.00 (+15.93%) | $35,990 (+28.95%) Land $3,210 Building $32,780 | $102,828 (+28.95%) Land $9,171 Building $93,657 |
| 2022 | $1,199.00 | $27,910 Land $3,140 Building $24,770 | |
| 2020 | $79,740 Land $8,980 Building $70,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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