Dallas County property record for 620 S Spruce St, Buffalo, MO 65622
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,108 sqft · built 1963 |
| Lot Size | 0.183 acres (7,975 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $461 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Aug 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-7.0-26-003-003-004.000 |
| Primary APN | 09-7.0-26-003-003-004.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,108 sqft Base Area |
| 1st Floor Area | 1,108 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,975 sqft (0.183 acres) |
| Lot Dimensions | 106 ft deep x 75 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 620 S SPRUCE ST |
|---|---|
| City | BUFFALO |
| State | MO |
| Zip | 65622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 42-44 INCLUSIVE BLOCK 3 OAK GROVE ADDITION; LOT SIZE: 75' X 106.33' |
| Legal Range | 20W |
| Legal Township | 34N |
| Legal Section | 26 |
| Legal Subdivision | OAK GROVE ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 42-44 |
| Jurisdiction | DALLAS MO |
| Township / Civil Division | SOUTH BENTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 480200 |
Source: Dallas County records · APN 09-7.0-26-003-003-004.000
Assessment roll updated January 23, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 664, BUFFALO, MO 65622-0664 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Aug 30, 2024 | Beneficiary Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 30, 2024 |
| Transfer Doc | 02024/2022 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS MO |
| Property Address | 620 S SPRUCE ST, BUFFALO, MO 65622 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02019/1228 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 2019/1228 |
| Instrument | 201901228 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | DALLAS MO |
| Recording Date | Aug 30, 2024 |
| Property Address | 620 S SPRUCE ST, BUFFALO, MO 65622 |
| Document Number | 02024/2022 |
| Book / Page | 2024 / 2022 |
| Instrument Date | Aug 30, 2024 |
| Instrument | 202402022 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 244 S MEADOWLARK ST, FAIR GROVE, MO 65648-8404 |
Source: Dallas County records · Assessment roll updated January 23, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Dallas County |
| Municipality | Buffalo City |
| Unified School District | Dallas County R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $461.00 (+5.49%) | $10,380 (-) | $54,600 (-) Land $10,200 Building $44,400 |
| 2024 | $437.00 (+1.16%) | $10,380 (+6.46%) | |
| 2023 | $432.00 | $9,750 | $54,600 Land $10,200 Building $44,400 |
Source: FEMA National Flood Hazard Layer, Dallas County (29059C), as of April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
Based on FCC filings for 314 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO5010114, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BUFFALO PWS serves 3,462 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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