634 S 196th Ave, Elkhorn, NE 68022 Property Records

Douglas County property record for 634 S 196th Ave, Elkhorn, NE 68022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,896 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (May 2022)
Tax Bill	$6,393 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1039355920`

Property Details

APN / Parcel Number

Primary APN	`R1039355920`
Alternative APNs	`3935 5920 10` `1039355920`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
Basement Area	1,827 sqft
Finished Basement	1,334 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	124 ft deep x 83 ft wide
Terrain	Other
Garage Type	Attached
Garage Area	793 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	630 sqft
Deck Area	280 sqft
Patio Area	250 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1039355920
Street Address	634 S 196TH AVE
City	ELKHORN
State	NE
Zip	68022-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	FIRE RIDGE ESTATES REP 2 LOT 1 BLOCK 0 83 X 124
Legal Subdivision	FIRE RIDGE ESTATES REP 2
Legal Lot Number	1
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	1
Census Block	1013
Census Tract	7523

Owner

634 S 196th Ave is owned and occupied by an individual who bought it in May 2022.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	634 S 196TH AVE, ELKHORN, NE 68022-4813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
May 21, 2021	Warranty Deed, Transfer · VA Mortgage THE GERMAN AMERICAN BANK
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FOUNDATION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	May 21, 2021 · Amount on File
Deed Document Number	2022044852
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 3, 2022
Property Address	634 S 196TH AVE, ELKHORN, NE 68022-4813
Document Number	0000044852
Instrument Date	Apr 12, 2022
Instrument	2022044852
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,293.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044853
Date	May 3, 2022
Instrument	2022044853

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 21, 2021
Property Address	634 S 196TH AVE, ELKHORN, NE 68022-4813
Document Number	2021066687
Instrument Date	May 17, 2021
Instrument	2021066687
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,046.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2021066688
Date	May 21, 2021
Instrument	2021066688

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	634 S 196TH AVE, ELKHORN, NE 68022-4813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111241
Date	Oct 1, 2020
Instrument	2020111241

Lender

Name	FOUNDATION BANK
Type	Bank
Address	OMAHA, NE 68116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Elkhorn Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$477,900 Land $53,500 Building $424,400	$477,900 Land $53,500 Building $424,400
2024	$6,393.00 (-25.77%)
2023	$8,613.00 (-8.06%)	$409,700 Land $53,500 Building $356,200	$409,700 Land $53,500 Building $356,200
2022	$9,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 634 S 196th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 S 196th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless	700 / 300
CenturyLink DSL	140 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Great Plains Communications, T-Mobile, Verizon.

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