615 S 196th Ave, Elkhorn, NE 68022 Property Records

Douglas County property record for 615 S 196th Ave, Elkhorn, NE 68022

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,070 sqft · built 2008
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$659,000 (May 2026)
Tax Bill	$7,657 (2025)
Deeds & Mortgages	Oct 2026 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3935-5572-10`

Property Details

APN / Parcel Number

Primary APN	`3935-5572-10`
Alternative APNs	`R1039355572` `1039355572`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,070 sqft Living Area
Gross Area	5,496 sqft
Basement Area	1,383 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	978 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1039355572
Street Address	615 S 196TH AVE
City	ELKHORN
State	NE
Zip	68022-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	FIRE RIDGE ESTATES LOT 187 BLOCK 0 75X120
Legal Subdivision	FIRE RIDGE ESTATES
Legal Lot Number	187
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	1
Census Block	1014
Census Tract	7523

Owner

615 S 196th Ave is owned and occupied by two individuals who bought it in May 2026.

Source: Douglas County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	615 S 196TH AVE, ELKHORN, NE 68022-4815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
May 6, 2026	Warranty Deed, Transfer · VA Mortgage VERIDIAN CREDIT UNION
Jul 28, 2021	Warranty Deed, Transfer
Sep 2, 2020	Deed of Trust, Mortgage · VA Mortgage COBALT CU
Nov 4, 2019	Deed of Trust, Mortgage · VA Mortgage COBALT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	Jul 28, 2021 · Amount on File
Deed Document Number	202637281
Prior Transfer Date	Jul 8, 2025
Prior Transfer Doc	0000056380
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	Oct 8, 2026
Property Address	615 S 196TH AVE, ELKHORN, NE 68022-4815
Document Number	0000089591
Instrument Date	Oct 3, 2026
Instrument	202689591
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S 196TH AVE, ELKHORN, NE 68022-4815

Mortgage

Document Number	0000089591,
Date	Oct 8, 2026
Instrument	202689591

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 6, 2026
Property Address	615 S 196TH AVE, ELKHORN, NE 68022-4815
Document Number	0000037281
Instrument Date	Apr 13, 2026
Instrument	202637281
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	AMBASSADOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154,416.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S 196TH AVE, ELKHORN, NE 68022-4815

Mortgage

Document Number	0000037282,
Date	May 6, 2026
Instrument	202637282

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 28, 2021
Property Address	615 S 196TH AVE, ELKHORN, NE 68022-4815
Document Number	2021099140
Instrument Date	Jun 25, 2021
Instrument	2021099140
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount on Record
Tax	$922.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	615 S 196TH AVE, ELKHORN, NE 68022-4815
Document Number	0000100062
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 S 196TH AVE ELKHORN NE 680224815, ELKHORN, NE 68022-4815

Mortgage

Document Number	0000100062
Date	Sep 9, 2020
Instrument	100062

Lender

Name	COBALT CU
Address	PAPILLION, NE 68046

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	615 S 196TH AVE, ELKHORN, NE 68022-4815
Document Number	0000105183
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 S 196TH AVE ELKHORN NE 680224815, ELKHORN, NE 68022-4815

Mortgage

Document Number	0000105183
Date	Dec 2, 2019
Instrument	105183

Lender

Name	COBALT CU
Address	PAPILLION, NE 68046

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 615 S 196th Ave was $7,657, up 13.9% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Elkhorn Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,657.00 (+13.91%)	$488,500 Land $49,900 Building $438,600	$488,500 Land $49,900 Building $438,600
2024	$6,722.00 (-25.78%)
2023	$9,057.00 (-8.05%)	$430,800 Land $49,900 Building $380,900	$430,800 Land $49,900 Building $380,900
2022	$9,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 S 196th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 S 196th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless	700 / 300
CenturyLink DSL	140 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Great Plains Communications, T-Mobile, Verizon.

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