634 Rutherford Rd, Marion, NC 28752 Property Records

McDowell County property record for 634 Rutherford Rd, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,856 sqft · built 1947
Lot Size	0.323 acres (14,060 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Jul 2004)
Tax Bill	$1,031 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1701-12-85-3075`

Property Details

APN / Parcel Number

Primary APN	`1701-12-85-3075`
Alternative APN	`73916`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,856 sqft Heated Area
Gross Area	2,068 sqft
1st Floor Area	1,544 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	14,060 sqft (0.323 acres)
Lot Dimensions	190 ft deep x 74 ft wide
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	73916
Street Address	634 RUTHERFORD RD
City	MARION
State	NC
Zip	28752-4959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 12 P.J. SINCLAIRPB1 PG11
Legal Subdivision	P J SINCLAIR LANDS
Legal Lot Number	12
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1008
Census Tract	970500

Owner

Source: McDowell County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 115, LINVILLE FALLS, NC 28647-0115
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage BANK OF TENNESSEE
Mar 10, 2023	Deed of Trust, Mortgage MOUNTAIN COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2004 · Amount on Record
Deed Sale	Jul 1, 2004 · Amount on Record
Deed Book / Page	789 / 157
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	634 RUTHERFORD RD, MARION, NC 28752-4959
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8896 HIGHWAY 183, LINVILLE FALLS, NC 28647

Mortgage

Document Number	0015310567
Date	Mar 12, 2026
Book Page	1531/567
Instrument	2026001147

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	BANNER ELK, NC 28604

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Mar 6, 2038

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	634 RUTHERFORD RD, MARION, NC 28752-4959
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8896 HIGHWAY 183, LINVILLE FALLS, NC 28647

Mortgage

Document Number	0014280830
Date	Mar 10, 2023
Book Page	1428/830
Instrument	2023001066

Lender

Name	MOUNTAIN COMMUNITY BANK
Type	Bank
Address	BANNER ELK, NC 28604

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,031.00	$172,570 (-) Land $40,000 Building $132,570
2023	$1,031.00	$172,570 Land $40,000 Building $132,570	$172,570 Land $40,000 Building $132,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Rutherford Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures