629 Rutherford Rd, Marion, NC 28752 Property Records

McDowell County property record for 629 Rutherford Rd, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,762 sqft · built 1950
Lot Size	0.38 acres (16,560 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2021)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Jul 2021 Sale Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1701-12-85-3286`

Property Details

APN / Parcel Number

Primary APN	`1701-12-85-3286`
Alternative APN	`75596`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,762 sqft Heated Area
Basement Area	1,762 sqft
Finished Basement	1,762 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,560 sqft (0.38 acres)
Lot Dimensions	180 ft deep x 92 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	75596
Street Address	629 RUTHERFORD RD
City	MARION
State	NC
Zip	28752-4936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:06 CITY/MUNI/TWP:MARION MAP REF:MAP:1701
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2028
Census Tract	970400

Owner

629 Rutherford Rd is owned by an individual who bought it in July 2021.

Source: McDowell County records, as of September 29, 2025

Owner of Record	Individual Name on File
Mailing Address	818 GREEN WILLOW WAY, LOUISVILLE, KY 40223-2619
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Warranty Deed, Transfer
Oct 25, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Prior Sale	Oct 25, 2019 · Amount on File
Deed Document Number	0001361594
Deed Book / Page	1361 / 594
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 15, 2021
Property Address	629 RUTHERFORD RD, MARION, NC 28752-4936
Document Number	0013610594
Book / Page	1361 / 594
Instrument Date	Jul 13, 2021
Instrument	2021004549
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 PHEASANT CIR APT 7, 7, MILFORD, MA 01757-3631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 RUTHERFORD RD, MARION, NC 28752-4936

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 25, 2019
Property Address	629 RUTHERFORD RD, MARION, NC 28752-4936
Document Number	0012900365
Book / Page	1290 / 0365
Instrument Date	Oct 25, 2019
Instrument	2019005190
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	629 RUTHERFORD RD, MARION, NC 28752-4936

Mortgage

Document Number	2019005191
Date	Oct 25, 2019
Instrument	2019005191

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 629 Rutherford Rd was $1,418.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,418.00	$237,190 Land $40,000 Building $197,190
2023	$1,418.00	$237,190 Land $40,000 Building $197,190	$237,190 Land $40,000 Building $197,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 629 Rutherford Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 629 Rutherford Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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