Carlton County property record for 634 Maple St, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.197 acres (8,599 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Jul 2023) |
| Tax Bill | $4,202 (2026) |
| Deeds & Mortgages | Oct 2005 Mortgage Jul 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-300-1340 |
| Primary APN | 06-300-1340 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,599 sqft (0.197 acres) |
|---|
| Account Number | 3887 |
|---|---|
| Street Address | 634 MAPLE ST |
| City | CLOQUET |
| State | MN |
| Zip | 55720-1450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 LT 17 & ALL LT 18 NORTHERN LUMBER CO WEST REARR |
| Legal Subdivision | NORTHERN LUMBER CO WEST REARR |
| Legal Block | 8 |
| Legal Lot Number | 17-18 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 70401 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 634 MAPLE ST, CLOQUET, MN 55720-1450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2005 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Jul 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
| Jul 14, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FRANDSEN BANK & TRUST |
| Jun 16, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA |
| Sep 9, 2016 | Warranty Deed, Transfer BARTON COUNTY TITLE COMPANY, CARLTON COUNTY TITLE CO |
| May 3, 2007 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Prior Sale | Jul 14, 2022 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 634 MAPLE ST, CLOQUET, MN 55720-1450 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | AFFIN TITLE, AFFIN TITLE JR |
| Name | Verified Name |
|---|
| Document Number | A000396049 |
|---|---|
| Date | Oct 6, 2005 |
| Instrument | A000396049 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Jul 25, 2023 |
| Property Address | 634 MAPLE ST, CLOQUET, MN 55720-1450 |
| Document Number | A000512611 |
| Instrument Date | Jul 14, 2023 |
| Instrument | A000512611 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | RESULTS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 634 MAPLE ST, CLOQUET, MN 55720-1450 |
| Document Number | A000512612 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | A000512612 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Jul 14, 2022 |
| Property Address | 634 MAPLE ST, CLOQUET, MN 55720-1450 |
| Document Number | A000507264 |
| Instrument Date | Jul 14, 2022 |
| Instrument | A000507264 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34572 LORDS DR, STURGEON LAKE, MN 55783-3619 |
| Document Number | A000507265 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | A000507265 |
| Name | FRANDSEN BANK & TRUST |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Jun 16, 2021 |
| Property Address | 634 MAPLE ST, CLOQUET, MN 55720-1450 |
| Document Number | A000499754 |
| Instrument Date | Jun 9, 2021 |
| Instrument | A000499754 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 634 MAPLE ST, CLOQUET, MN 55720-1450 |
| Document Number | A000499755 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | A000499755 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Sep 9, 2016 |
| Property Address | 634 MAPLE ST, CLOQUET, MN 55720-1450 |
| Document Number | A000470272 |
| Instrument Date | Aug 23, 2016 |
| Instrument | A000470272 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | BARTON COUNTY TITLE COMPANY, CARLTON COUNTY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $504.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 634 ,APLE ST, CLOQUET, MN 55720 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | May 3, 2007 |
| Property Address | 634 MAPLE ST, CLOQUET, MN 55720-1450 |
| Document Number | A000409418 |
| Instrument Date | May 1, 2007 |
| Instrument | A000409418 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SERVICES OF |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.85 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 634 MAPLE ST, CLOQUET, MN 55720-1450 |
| Document Number | A000409419 |
|---|---|
| Date | May 3, 2007 |
| Instrument | A000409419 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2037 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,202.00 (+7.41%) Homeowner's exemption | ||
| 2025 | $266,300 (+3.98%) Land $22,400 Building $243,900 | $266,300 (+3.98%) Land $22,400 Building $243,900 | |
| 2024 | $3,912.00 Homeowner's exemption | $256,100 (+4.4%) Land $22,400 Building $233,700 | $256,100 (+4.4%) Land $22,400 Building $233,700 |
| 2023 | $3,912.00 Homeowner's exemption | $245,300 (-) Land $22,400 Building $222,900 | $245,300 (-) Land $22,400 Building $222,900 |
| 2022 | $245,300 Land $22,400 Building $222,900 | $245,300 Land $22,400 Building $222,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cloquet serves 12,864 people · EPA ID MN1090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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