Carlton County property record for 627 Maple St, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.109 acres (4,776 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,000 (Oct 2024) |
| Tax Bill | $1,196 (2026) |
| Deeds & Mortgages | Oct 2024 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-300-1480 |
| Primary APN | 06-300-1480 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,776 sqft (0.109 acres) |
|---|
| Account Number | 3894 |
|---|---|
| Street Address | 627 MAPLE ST |
| City | CLOQUET |
| State | MN |
| Zip | 55720-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHERN LUMBER CO WEST REARR |
| Legal Subdivision | NORTHERN LUMBER CO WEST REARR |
| Legal Block | 9 |
| Legal Lot Number | 7 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 70401 |
627 Maple St is owned and occupied by an individual who bought it in October 2024.
Source: Carlton County records, as of April 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 627 MAPLE ST, CLOQUET, MN 55720-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Oct 25, 2017 | Warranty Deed, Transfer · ARM NORTHWOODS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2024 · Amount on File |
| Deed Sale | Oct 7, 2024 · Amount on File |
| Prior Sale | Oct 25, 2017 · Amount on File |
| Deed Document Number | 20241700236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Oct 11, 2024 |
| Property Address | 627 MAPLE ST, CLOQUET, MN 55720-1449 |
| Document Number | A000518642 |
| Instrument Date | Oct 7, 2024 |
| Instrument | A000518642 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | THE TITLE TEAM |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 627 MAPLE ST, CLOQUET, MN 55720-1449 |
| Document Number | A000518643 |
|---|---|
| Date | Oct 11, 2024 |
| Instrument | A000518643 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Oct 25, 2017 |
| Property Address | 627 MAPLE ST, CLOQUET, MN 55720-1449 |
| Document Number | A000477168 |
| Instrument Date | Oct 19, 2017 |
| Instrument | A000477168 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 627 MAPLE ST, CLOQUET, MN 55720-1449 |
| Document Number | A000477169 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | A000477169 |
| Name | NORTHWOODS CU |
|---|---|
| Type | Credit Union |
| Address | CLOQUET, MN 55720 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 24, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 24, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 8.5% |
| Index | Prime Rate |
| Max Rate | 12.5% |
The 2026 property tax bill for 627 Maple St was $1,196 with a homeowner's exemption.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,196.00 Homeowner's exemption | ||
| 2025 | $102,200 (+4.61%) Land $14,000 Building $88,200 | $102,200 (+4.61%) Land $14,000 Building $88,200 | |
| 2024 | $1,180.00 Homeowner's exemption | $97,700 (+3.72%) Land $14,000 Building $83,700 | $97,700 (+3.72%) Land $14,000 Building $83,700 |
| 2023 | $1,180.00 Homeowner's exemption | $94,200 (-) Land $14,000 Building $80,200 | $94,200 (-) Land $14,000 Building $80,200 |
| 2022 | $94,200 Land $14,000 Building $80,200 | $94,200 Land $14,000 Building $80,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 627 Maple St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 627 Maple St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cloquet serves 12,864 people · EPA ID MN1090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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