634 Hickory Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 634 Hickory Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 1984
Lot Size	0.976 acres (42,514 sqft)
Owner	Individual Name on File
Tax Bill	$1,338 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-05-26-014668-006-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014668-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	2,248 sqft
1st Floor Area	1,828 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	42,514 sqft (0.976 acres)
Lot Dimensions	370 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	650 sqft
Patio Area	1,056 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	634 HICKORY DR
City	FLEMING ISLAND
State	FL
Zip	32003-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 6 FLEMING OAKS UNIT 5 AS REC OR 808 PG 590; 2620 PG 158F/J; 2654 PG 84,3009 PG 1282
Legal Range	26E
Legal Township	05S
Legal Section	37
Legal Subdivision	FLEMING OAKS UNIT 5
Legal Lot Number	6
Legal Unit	5
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3023
Census Tract	30701

Owner

634 Hickory Dr is owned and occupied by an individual who acquired it in July 2021.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	634 HICKORY DR, FLEMING ISLAND, FL 32003-8776
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 23, 2021
Transfer Doc	0044891063
Record Updated	Jun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Aug 2, 2021
Property Address	634 HICKORY DR, FLEMING ISLAND, FL 32003-8776
Document Number	0044891063
Book / Page	4489 / 1063
Map Reference	MB 15 PG 15-17
Instrument Date	Jul 23, 2021
Instrument	2021047331
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 HICKORY DR, FLEMING ISLAND, FL 32003-8776

Mortgage

Document Number	44891067
Date	Aug 2, 2021
Instrument	4489/1067

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	634 HICKORY DR, FLEMING ISLAND, FL 32003-8776
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 HICKORY DR, FLEMING ISLAND, FL 32003-8776

Mortgage

Document Number	0044621206
Date	May 28, 2021
Book Page	4462/1206
Instrument	2021033365

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 634 Hickory Dr was $1,338 with exemptions applied, up 6.3% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,338.00 (+6.27%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$162,318	$336,698 Land $70,000 Building $266,698
2024	$1,259.00 (-18.46%)
2023	$1,544.00 (+7.67%) Homeowner's exemption Disabled Person's exemption Additional exemption filed	$153,150 (+3%)	$328,395 (+11.3%) Land $70,000 Building $258,395
2022	$1,434.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed	$148,690	$295,053 Land $70,000 Building $225,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 634 Hickory Dr in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 Hickory Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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