620 Hickory Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 620 Hickory Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 1984
Lot Size	0.973 acres (42,427 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Feb 2026)
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-05-26-014668-005-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014668-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,828 sqft Heated Area
Gross Area	2,688 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	42,427 sqft (0.973 acres)
Lot Dimensions	369 ft deep x 115 ft wide
Garage Area	420 sqft

Exterior Amenities

Pool Area	578 sqft
Porch	Porch
Porch Area	248 sqft
Patio Area	192 sqft
Fence	Fence
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	620 HICKORY DR
City	FLEMING ISLAND
State	FL
Zip	32003-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 5 FLEMING OAKS UNIT 5 AS REC O R 1065 PG 604
Legal Range	26
Legal Township	05
Legal Section	37
Legal Lot Number	5
Legal Unit	5
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3023
Census Tract	30701

Owner

Source: Clay County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 KELLY RD, FORT WASHINGTON, MD 20744-5411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 10, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Deed Document Number	2026006160
Deed Book / Page	5012 / 1846
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	620 HICKORY DR, FLEMING ISLAND, FL 32003-8776
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 HICKORY DR, FLEMING ISLE, FL 32003-8776

Mortgage

Document Number	0048501883
Date	Aug 22, 2024
Book Page	4850/1883
Instrument	2024038884

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 10, 2026
Property Address	620 HICKORY DR, FLEMING ISLAND, FL 32003-8776
Document Number	0050121846
Book / Page	5012 / 1846
Map Reference	MB 15 PG 15
Instrument Date	Jan 30, 2026
Instrument	2026006160
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 COURTHOUSE MANOR DR, STAFFORD, VA 22554-7349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 KELLY RD, FORT WASHINGTON, MD 20744-5411

Mortgage

Document Number	0050121848
Date	Feb 10, 2026
Instrument	5012/1848

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,829.00 (-9.37%) Homeowner's exemption	$160,081 (+5.99%)	$323,840 (+2.47%) Land $70,000 Building $253,840
2023	$2,018.00 (+9.61%) Homeowner's exemption	$151,039 (+3%)	$316,048 (+11.78%) Land $70,000 Building $246,048
2022	$1,841.00 Homeowner's exemption	$146,640	$282,742 Land $70,000 Building $212,742

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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