634 Hamilton St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 634 Hamilton St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,024 sqft · built 1900
Lot Size	0.057 acres (2,506 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Apr 2026)
Tax Bill	$4,760 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.32-2-19`

Property Details

APN / Parcel Number

Primary APN	`421500 49.32-2-19`
Alternative APN	`150004903200020190000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,024 sqft Total Area
1st Floor Area	1,012 sqft
2nd Floor Area	1,012 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	2,506 sqft (0.057 acres)
Lot Dimensions	86.4 ft deep x 29 ft wide
Porch	Slab
Porch Area	316 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	634 HAMILTON ST
City	SCHENECTADY
State	NY
Zip	12307-1738
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	PAIGE MAP PART OF 2 WOOD
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2004
Census Tract	21002

Owner

634 Hamilton St, a duplex, is owned by two individuals who bought it in April 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1515 VAN VRANKEN AVE, SCHENECTADY, NY 12308-2220
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Prior Sale	Aug 26, 2024 · Amount on File
Deed Document Number	20268974
Deed Book / Page	2170 / 763
Prior Transfer Date	Jul 9, 2024
Prior Transfer Doc	0000050659
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 20, 2026
Property Address	634 HAMILTON ST, SCHENECTADY, NY 12307-1738
Document Number	0000008974
Book / Page	2170 / 763
Instrument Date	Mar 31, 2026
Instrument	20268974
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,840.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1515 VAN VRANKEN AVE, SCHENECTADY, NY 12308-2220

Mortgage

Document Number	0000008975,
Date	Apr 20, 2026
Instrument	20268975

Lender

Name	AMWEST FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 634 Hamilton St was $4,760, up 4.1% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,760.00 (+4.09%)
2025	$4,573.00	$68,600 Land $10,300 Building $58,300	$113,595 Land $17,056 Building $96,539
2023		$68,600 (-) Land $10,300 Building $58,300	$86,835 (+3.8%) Land $13,038 Building $73,797
2022		$68,600 Land $10,300 Building $58,300	$83,659 Land $12,561 Building $71,098
2021	$4,184.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 634 Hamilton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 Hamilton St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on Hamilton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures