631 Hamilton St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 631 Hamilton St, Schenectady, NY 12307

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 1,644 sqft · built 1900
Lot Size0.055 acres (2,380 sqft)
OwnerCompany Name on Record
Last Sale$95,000 (Apr 2024)
Tax Bill$5,299 (2026)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.24-4-45

Property Details

APN / Parcel Number

Primary APN421500 49.24-4-45
Alternative APN
  • 150004902400040450000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area1,644 sqft Total Area
1st Floor Area1,086 sqft
2nd Floor Area1,086 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area2,380 sqft (0.055 acres)
Lot Dimensions68 ft deep x 35 ft wide
PorchSlab
Porch Area358 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address631 HAMILTON ST
CitySCHENECTADY
StateNY
Zip12307-1740
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD 0001320529 21,000
Legal Block4
Legal Lot Number45.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1005
Census Tract21002

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1775 WINDSOR RD, 420, TEANECK, NJ 07666-3076
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2024 · Amount on Record
Deed SaleApr 10, 2024 · Amount on Record
Prior SaleJan 7, 1999
Deed Document Number202420895
Deed Book / Page2128 / 631
Prior Transfer DateJul 26, 2000
Prior Transfer Doc1582000667
Record UpdatedOct 29, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateApr 10, 2024
Property Address631 HAMILTON ST, SCHENECTADY, NY 12307-1740
Document Number0000020895
Book / Page2128 / 631
Map ReferenceCAB A-317
Instrument DateJan 5, 2024
Instrument202420895
Transaction TypeTransfer
Record UpdatedApr 29, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1070 BRIERWOOD BLVD, SCHENECTADY, NY 12308-2908

Transferred To (Grantee/Buyer)

NameVerified Name
Address1775 WINDSOR RD APT 420, 420, TEANECK, NJ 07666-3076

Mortgage

Document Number0000020898
DateApr 10, 2024
Book Page5367/109
Instrument202420898
Lender
NameLENDINGONE LLC
TypeLending Institution
AddressBOCA RATON, FL 33431
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueMar 1, 2025

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,299.00 (+9.62%)
2025$4,834.00 (+13.08%)$54,000 (-) Land $10,600 Building $43,400$89,419 (+30.82%) Land $17,553 Building $71,866
2023$54,000 (-) Land $10,600 Building $43,400$68,354 (+3.8%) Land $13,418 Building $54,936
2022$54,000 Land $10,600 Building $43,400$65,854 Land $12,927 Building $52,927
2021$4,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

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