634 Grape Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 634 Grape Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	1,753 sqft Heated Area
Lot Size	51,836 sqft (1.19 acres)
Occupancy	Owner Occupied
Last Sale	$330,000 (2020)
Tax Bill	$4,618.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`81152`
Alternative APN	`012630495000012950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,753 sqft Heated Area
Gross Area	3,015 sqft Gross Area
1st Floor	1,753 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	51,836 sqft (1.19 acres)
Depth X Width	315 ft x 165 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Mixed Garage
Garage Area	660 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Shed	1 Shed
Shed Area	48 sqft Shed
Deck Area	424 sqft Deck
Porch	Finished/Screened Porch
Porch Area	252 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	81152
Street Address	634 GRAPE AVE
City	SAINT CLOUD
State	FL
Zip	34769-3048
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PGS 63-64 LOT 295
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD EAST OF EASTERN
Legal Tract	4950
Legal Block	1
Legal Lot Number	295
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2050
Census Tract	43600

Owner

Source: Osceola County records · APN 81152

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	634 GRAPE AVE, SAINT CLOUD, FL 34769-3048
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2020 · Amount on Record
Deed Sale	Sep 09, 2020 · Amount on Record
Deed Doc Number	2020120282
Deed Book / Page	5790 / 1698
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 09, 2020
Property Address	634 GRAPE AVE, SAINT CLOUD, FL 34769-3048
Document Number	0057901698
Book / Page	5790 / 1698
Map Reference	MB B PG 61-64
Instrument Date	Sep 04, 2020
Instrument	2020120282
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 GRACE AVE, 300, IONA, MN 56141-1067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 GRAPE AVE, SAINT CLOUD, FL 34769-3048

Mortgage

Document Number	0057901699
Date	Sep 09, 2020
Instrument	5790/1699

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,618.00 (+6.09%) Homeowner's exemption	$300,891 (+5.99%)	$419,200 (+10.96%) Land $87,000 Building $332,200
2023	$4,353.00 (+3.45%) Homeowner's exemption	$283,896 (+3%)	$377,800 (+11.74%) Land $65,200 Building $312,600
2022	$4,208.00 Homeowner's exemption	$275,628	$338,100 Land $58,000 Building $280,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.