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575 Grape Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 575 Grape Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,102 sqft Heated Area
Lot Size26,572 sqft (0.61 acres)
OccupancyOwner Occupied
Last Sale$35,000 (2018)
Tax Bill$3,618.00 (2025)

Property Details

APN / Parcel Number

Primary APN81137
Alternative APN
  • 012630495000012830

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,102 sqft Heated Area
Gross Area3,366 sqft Gross Area
1st Floor2,102 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area26,572 sqft (0.61 acres)
Depth X Width315 ft x 85 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area552 sqft Garage
PorchOpen Porch
Porch Area712 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number81137
Street Address575 GRAPE AVE
CitySAINT CLOUD
StateFL
Zip34769-3047
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PGS 63-64 LOT 283 LESS N 80 FT
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD EAST OF EASTERN
Legal Tract4950
Legal Block1
Legal Lot Number283
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2051
Census Tract43600

Owner

Source: Osceola County records · APN 81137

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address575 GRAPE AVE, SAINT CLOUD, FL 34769-3047
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Nov 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
BEELINE LNS INC
Jul 17, 2019Deed of Trust, Mortgage
BANK OF AMERICA
Dec 19, 2018Loan Modification, Mortgage
WATERSTONE MTG
Apr 03, 2018Warranty Deed, Transfer
QUALITY TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 2018 · Amount on Record
Deed SaleApr 03, 2018 · Amount on Record
Prior SaleApr 17, 2014 · Amount on Record
Deed Doc Number2018052364
Deed Book / Page5310 / 2451
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address575 GRAPE AVE, SAINT CLOUD, FL 34769-3047
Transaction TypeMortgage
Record UpdatedJun 02, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062160006
DateMay 18, 2022
Book Page6216/6
Instrument2022078166
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 09, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address575 GRAPE AVE, SAINT CLOUD, FL 34769-3047
Document Number0058460539
Instrument DateNov 27, 2020
Transaction TypeMortgage
Record UpdatedDec 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address575 GRAPE AVE ST CLOUD FL 347693047, ST CLOUD, FL 34769-3047

Mortgage

Document Number0058460539
DateDec 07, 2020
Book Page005846/000539
Instrument165796
Lender
NameBEELINE LNS INC
AddressPROVIDENCE, RI 02909
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 06, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address575 GRAPE AVE, SAINT CLOUD, FL 34769-3047
Document Number0055602218
Instrument DateJul 17, 2019
Transaction TypeMortgage
Record UpdatedJul 31, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address575 GRAPE AVE ST CLOUD FL 347693047, ST CLOUD, FL 34769-3047

Mortgage

Document Number0055602218
DateJul 23, 2019
Book Page005560/002218
Instrument94350
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueJul 22, 2049

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address575 GRAPE AVE, SAINT CLOUD, FL 34769-3047
Document Number0054640155
Instrument DateDec 19, 2018
Transaction TypeMortgage
Record UpdatedJan 31, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address283 GRAPE AVE ST CLOUD FL 34769, ST CLOUD, FL 34769

Mortgage

Document Number0054640155
DateJan 16, 2019
Book Page005464/000155
Instrument6661
Lender
NameWATERSTONE MTG
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
AmountAmount Recorded
Term360 Months
DueJan 15, 2049
Interest
Rate TypeFixed Rate
Rate19%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 03, 2018
Property Address575 GRAPE AVE, SAINT CLOUD, FL 34769-3047
Document Number0053102451
Book / Page005310 / 002451
Instrument DateApr 02, 2018
Instrument52364
Transaction TypeTransfer
Record UpdatedApr 19, 2018
Title CompanyQUALITY TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
Tax$245.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2030 ANTLER DR ST CLOUD FL 347728229, ST CLOUD, FL 34772-8229

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,618.00 (+7.58%) Homeowner's exemption$250,615 (+5.99%)$495,900 (+9.71%) Land $81,000 Building $414,900
2023$3,363.00 (+4.34%) Homeowner's exemption$236,459 (+3%)$452,000 (+12.21%) Land $60,800 Building $391,200
2022$3,223.00 Homeowner's exemption$229,572$402,800 Land $54,000 Building $348,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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