634 E Locust St, Belvidere, IL 61008 Property Records

Boone County property record for 634 E Locust St, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,166 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$222,000 (Apr 2023)
Tax Bill	$3,219 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-328-013`

Property Details

APN / Parcel Number

Primary APN	`05-25-328-013`
Alternative APN	`05-05-25-328-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,166 sqft Living Area
Gross Area	2,998 sqft
1st Floor Area	2,998 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1935
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-25-328-013
Street Address	634 E LOCUST ST
City	BELVIDERE
State	IL
Zip	61008-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-44-3 LT 6 BLK 6 WM H GILMANS 3RD ADD 634 E LOCUST ST
Legal Subdivision	WM H GILMANS 3RD ADD
Legal Block	6
Legal Lot Number	6
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2002
Census Tract	10200

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17515 WASHINGTON ST, UNION, IL 60180-9810
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Warranty Deed, Transfer · Commercial Mortgage PRAIRIE COMMUNITY BANK
Jun 8, 2017	Deed, Transfer
Jun 8, 2017	Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	Jun 8, 2017 · Amount on Record
Prior Transfer Date	Jan 27, 2016
Prior Transfer Doc	0000000416
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Apr 18, 2023
Property Address	634 E LOCUST ST, BELVIDERE, IL 61008-3316
Document Number	2023R01395
Instrument Date	Apr 13, 2023
Instrument	2023R01395
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$333.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17515 WASHINGTON ST, UNION, IL 60180-9810

Mortgage

Document Number	2023R01396
Date	Apr 18, 2023
Instrument	2023R01396

Lender

Name	PRAIRIE COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 17, 2028

Interest

Rate Type	Fixed Rate
Rate	7%

Mortgage

Document Number	2023R01398
Date	Apr 18, 2023
Instrument	2023R01398

Lender

Name	PRAIRIE COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 17, 2028

Interest

Rate Type	Fixed Rate
Rate	7%

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Jun 8, 2017
Property Address	634 E LOCUST ST, BELVIDERE, IL 61008-3316
Document Number	2017R02885
Map Reference	DB 28 PG 155
Instrument Date	May 26, 2017
Instrument	2017R02885
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18408 SADDLE LN, 18408, MARENGO, IL 60152-9451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9014 VOSS RD, MARENGO, IL 60152-9004

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Jun 8, 2017
Property Address	634 E LOCUST ST, BELVIDERE, IL 61008-3316
Document Number	2017R02885
Map Reference	DB 28 PG 155
Instrument Date	May 26, 2017
Instrument	2017R02885
Transaction Type	Transfer
Record Updated	Jun 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18408 SADDLE LN, 18408, MARENGO, IL 60152-9451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9014 VOSS RD, MARENGO, IL 60152-9004

Mortgage

Document Number	2017R02886
Date	Jun 8, 2017
Instrument	2017R02886

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,219.00 (+117.06%)	$40,420 (+47.89%) Land $3,331 Building $37,089	$121,260 (+47.89%) Land $9,993 Building $111,267
2024		$27,331 (+83.45%) Land $3,331 Building $24,000	$81,993 (+83.45%) Land $9,993 Building $72,000
2022	$1,483.00	$14,898 Land $5,125 Building $9,773	$44,694 Land $15,375 Building $29,319

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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