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604 E Locust St, Belvidere, IL 61008 Property Records

Boone County property record for 604 E Locust St, Belvidere, IL 61008 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,192 sqft · built 1920
Lot Size0.124 acres (5,412 sqft)
OwnerIndividual Name on File
Last Sale$71,000 (May 2002)
Tax Bill$2,412 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-25-328-008

Property Details

APN / Parcel Number

Primary APN05-25-328-008
Alternative APN
  • 05-05-25-328-008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,192 sqft Living Area
Gross Area1,688 sqft
1st Floor Area1,688 sqft
Basement Area496 sqft
Unfinished Basement496 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,412 sqft (0.124 acres)
Lot Dimensions82 ft deep x 66 ft wide
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Account Number05-05-25-328-008
Street Address604 E LOCUST ST
CityBELVIDERE
StateIL
Zip61008-3316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25-44-3 (EX N 50' OF) LT 1 BLK 6 WM H GILMANS 3RD ADD 604 E LOCUST ST
Legal SubdivisionWM H GILMANS 3RD ADD
Legal Block6
Legal Lot Number1
JurisdictionBOONE IL
Township / Civil DivisionBELVIDERE
Census Block Group2
Census Block2002
Census Tract10200

Owner

Source: Boone County records · APN 05-25-328-008

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address604 E LOCUST ST, BELVIDERE, IL 61008-3316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 02, 2002 · Amount on Record
Deed SaleMay 02, 2002 · Amount on Record
Deed Document Number20025180
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE IL
Recording DateSep 29, 2025
Property Address604 E LOCUST ST, BELVIDERE, IL 61008-3316
Document Number2025R04227
Map ReferenceMB 28 PG 155
Instrument DateSep 18, 2025
Instrument2025R04227
Transaction TypeTransfer
Record UpdatedOct 15, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$198.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address1229 EVERETT AVE, BELVIDERE, IL 61008-4589

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 E LOCUST ST, BELVIDERE, IL 61008-3316

Mortgage

Document Number2025R04228
DateSep 29, 2025
Instrument2025R04228
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate TypeFixed Rate
Rate7.5%

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionBelvidere Township
MunicipalityBelvidere City
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,412.00 (+32.16%) Homeowner's exemption$36,289 (+33.8%) Land $2,665 Building $33,624$108,867 (+33.8%) Land $7,995 Building $100,872
2024$1,825.00 (+2.64%)$27,122 (+16.82%) Land $2,665 Building $24,457$81,366 (+16.82%) Land $7,995 Building $73,371
2022$1,778.00$23,216 Land $4,100 Building $19,116$69,648 Land $12,300 Building $57,348

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (17007C), updated February 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170070102002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 340 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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