634 E Desert Park Ln, Phoenix, AZ 85020 Property Records

Maricopa County property record for 634 E Desert Park Ln, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,775 sqft · built 1993
Lot Size	0.218 acres (9,509 sqft)
Owner	Company Name on Record
Last Sale	$460,000 (Oct 2004)
Tax Bill	$6,002 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`160-45-123`

Property Details

APN / Parcel Number

Primary APN	`160-45-123`
Alternative APN	`160451230`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,775 sqft Living Area
Gross Area	3,175 sqft
1st Floor Area	2,775 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,509 sqft (0.218 acres)
Parking Spaces	3 Parking Spaces
Pool Area	200 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	634 E DESERT PARK LN
City	PHOENIX
State	AZ
Zip	85020-4083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	PRADO VERDE LOT 1-8 TR A,B MCR 356-17
Legal Range	3E
Legal Township	2N
Legal Section	5
Legal Subdivision	PRADO VERDE LOT 1-8 TR A,B
Legal Lot Number	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	106200

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	634 E DESERT PARK LN, PHOENIX, AZ 85020-4083
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Oct 25, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jan 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Dec 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2004 · Amount on Record
Deed Sale	Oct 1, 2004 · Amount on Record
Deed Document Number	20041157360
Prior Transfer Date	Feb 14, 1996
Prior Transfer Doc	0000128100
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 25, 2021
Property Address	634 E DESERT PARK LN, PHOENIX, AZ 85020-4083
Document Number	0001146170
Map Reference	MB 356 PG 17
Instrument Date	Oct 19, 2021
Instrument	20211146170
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 E DESERT PARK LN, PHOENIX, AZ 85020-4083

Mortgage

Document Number	0001146171
Date	Oct 25, 2021
Instrument	20211146171

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 25, 2021
Property Address	634 E DESERT PARK LN, PHOENIX, AZ 85020-4083
Document Number	0001146172
Map Reference	MB 356 PG 17
Instrument Date	Oct 19, 2021
Instrument	20211146172
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	634 E DESERT PARK LN, PHOENIX, AZ 85020-4083

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	634 E DESERT PARK LN, PHOENIX, AZ 85020-4083
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 E DESERT PARK LN, PHOENIX, AZ 85020-4083

Mortgage

Document Number	0000068028
Date	Jan 31, 2019
Instrument	20190068028

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 31, 2019
Property Address	634 E DESERT PARK LN, PHOENIX, AZ 85020-4083
Document Number	0001060936
Instrument Date	Dec 31, 2019
Instrument	1060936
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	634 E DESERT PARK LN PHOENIX AZ 850204083, PHOENIX, AZ 85020-4083

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,770 (+69.25%)	$857,700 (+4.7%) Land $171,500 Building $686,200
2025	$6,002.00 (+8.63%)	$50,678 (-41.6%)	$819,200 (-5.6%) Land $163,800 Building $655,400
2024		$86,780	$867,800 Land $173,500 Building $694,300
2023	$5,525.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1981–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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