628 E Desert Park Ln, Phoenix, AZ 85020 Property Records

Maricopa County property record for 628 E Desert Park Ln, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,776 sqft · built 1993
Lot Size	0.221 acres (9,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$526,000 (May 2018)
Tax Bill	$8,357 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`160-45-124`

Property Details

APN / Parcel Number

Primary APN	`160-45-124`
Alternative APN	`160451247`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,776 sqft Living Area
Gross Area	3,217 sqft
1st Floor Area	2,776 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,635 sqft (0.221 acres)
Parking Spaces	2 Parking Spaces
Pool Area	435 sqft
Patio Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	628 E DESERT PARK LN
City	PHOENIX
State	AZ
Zip	85020-4083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	PRADO VERDE LOT 1-8 TR A,B MCR 356-17
Legal Range	3E
Legal Township	2N
Legal Section	5
Legal Subdivision	PRADO VERDE LOT 1-8 TR A,B
Legal Lot Number	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	106200

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 E DESERT PARK LN, PHOENIX, AZ 85020-4083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 12, 2019	Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MORTGAGE SERVICES INC FN
May 18, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Prior Sale	Nov 7, 2006 · Amount on Record
Deed Document Number	2018381145
Prior Transfer Date	Jul 28, 1994
Prior Transfer Doc	0000575608
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	628 E DESERT PARK LN, PHOENIX, AZ 85020-4083
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 E DESERT PARK LN, PHOENIX, AZ 85020-4083

Mortgage

Document Number	0001029991
Date	Oct 26, 2020
Instrument	20201029991

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	628 E DESERT PARK LN, PHOENIX, AZ 85020-4083
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000908558
Date	Nov 12, 2019
Instrument	20190908558

Lender

Name	SIERRA PACIFIC MORTGAGE SERVICES INC FN
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 18, 2018
Property Address	628 E DESERT PARK LN, PHOENIX, AZ 85020-4083
Document Number	0000381145
Map Reference	MB 356 PG 17
Instrument Date	May 1, 2018
Instrument	20180381145
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 E MYRTLE AVE, 25, PHOENIX, AZ 85020-4835

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	628 E DESERT PARK LN, PHOENIX, AZ 85020-4083

Mortgage

Document Number	0000381146
Date	May 18, 2018
Instrument	20180381146

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,570 (+49.18%)	$1,025,700 (+5.29%) Land $205,100 Building $820,600
2025	$8,357.00 (+8.39%)	$68,756 (-32.66%)	$974,200 (-4.59%) Land $194,800 Building $779,400
2024		$102,110	$1,021,100 Land $204,200 Building $816,900
2023	$7,710.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1981–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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