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634 E 3rd St, Cortez, CO 81321 Property Records

Montezuma County property record for 634 E 3rd St, Cortez, CO 81321 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Architecture StyleRanch
Year BuiltBuilt 1956
Square Footage900 sqft Total Area
Lot Size8,233 sqft (0.189 acres)
Last Sale$143,500 (2020)
Tax Bill$780.00 (2025)

Property Details

APN / Parcel Number

Primary APNR010064
Alternative APN
  • 561126410019

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area900 sqft Total Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch Style
Exterior MaterialShingles Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area8,233 sqft (0.189 acres)
PorchOpen Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage

Location & Zoning

Account NumberR010064
Street Address634 E 3RD ST
CityCORTEZ
StateCO
Zip81321-3914
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: MCBRIDE ADDITION LOT: 19 BLOCK: 2 B282 P14 B554 P292
Legal SubdivisionMCBRIDE ADDITION
Legal Block2
Legal Lot Number19
JurisdictionMONTEZUMA CO
Minor Civil DivisionCORTEZ
Census Blockgroup1
Census Block1013
Census Tract969400

Owner

Source: Montezuma County records · APN R010064

Assessment roll updated March 24, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address16598 ROAD 26, DOLORES, CO 81323-9282
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2021Deed of Trust, Mortgage · Line of Credit
THE DOLORES STATE BANK
Jun 09, 2022Intrafamily Transfer, Transfer
Sep 08, 2020Warranty Deed, Transfer · Commercial Mortgage
THE DOLORES STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2020 · Amount on Record
Deed SaleSep 08, 2020 · Amount on Record
Deed Doc Number2020631685
Last Transfer DateJun 09, 2022
Transfer Doc0000645683
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address634 E 3RD ST, CORTEZ, CO 81321-3914
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000636191
DateApr 02, 2021
Instrument636191
Lender
NameTHE DOLORES STATE BANK
TypeBank
AddressCORTEZ, CO 81321
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEZUMA CO
Recording DateJun 09, 2022
Property Address634 E 3RD ST, CORTEZ, CO 81321-3914
Document Number0000645683
Map ReferenceMB 7 PG 63
Instrument DateJun 09, 2022
Instrument645683
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16598 ROAD 26, DOLORES, CO 81323-9282

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTEZUMA CO
Recording DateSep 08, 2020
Property Address634 E 3RD ST, CORTEZ, CO 81321-3914
Document Number0000631685
Map ReferenceMB 7 PG 63
Instrument DateSep 04, 2020
Instrument631685
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$14.35
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16598 ROAD 26, DOLORES, CO 81323-9282

Mortgage

Document Number0000631686
DateSep 08, 2020
Instrument631686
Lender
NameTHE DOLORES STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueSep 04, 2050

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$780.00 (+37.81%)$15,455 (+40.07%) Land $1,707 Building $13,748$194,165 (+40.06%) Land $21,450 Building $172,715
2024$566.00 (+9.9%)$11,034 (-28.41%) Land $2,059 Building $8,975$138,625 (-28.41%) Land $25,871 Building $112,754
2023$515.00 (+2.79%)$15,412 (+48.59%) Land $2,876 Building $12,536$193,625 (+48.59%) Land $36,135 Building $157,490
2022$501.00$10,372 Land $1,313 Building $9,059$130,308 Land $16,500 Building $113,808

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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