Montezuma County property record for 630 E 3rd St, Cortez, CO 81321 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1956 |
| Square Footage | 900 sqft Total Area |
| Lot Size | 8,233 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $133,000 (2019) |
| Tax Bill | $735.00 (2025) |
| Primary APN | R010063 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 900 sqft Total Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,233 sqft (0.189 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Account Number | R010063 |
|---|---|
| Street Address | 630 E 3RD ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3914 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: MCBRIDE ADDITION LOT: 18 BLOCK: 2 B472 P21 B555 P887 |
| Legal Subdivision | MCBRIDE ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | MONTEZUMA CO |
| Minor Civil Division | CORTEZ |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 969400 |
Source: Montezuma County records · APN R010063
Assessment roll updated March 24, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 630 E 3RD ST, CORTEZ, CO 81321-3914 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 15, 2023 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Jan 25, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Dec 02, 2019 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMCAP MORTGAGE LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 02, 2019 · Amount on Record |
| Deed Sale | Dec 02, 2019 · Amount on Record |
| Prior Sale | Jun 11, 2004 · Amount on Record |
| Deed Doc Number | 2019626546 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 630 E 3RD ST, CORTEZ, CO 81321-3914 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 630 E 3RD ST, CORTEZ, CO 81321-3914 |
| Document Number | 0000652185 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 652185 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 630 E 3RD ST, CORTEZ, CO 81321-3914 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000642758 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 642758 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Dec 02, 2019 |
| Property Address | 630 E 3RD ST, CORTEZ, CO 81321-3914 |
| Document Number | 0000626546 |
| Map Reference | MB 7 PG 63 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 626546 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 630 E 3RD ST, CORTEZ, CO 81321-3914 |
| Document Number | 0000626547 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 626547 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Number | 0000626548 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 626548 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $735.00 (+39.47%) | $14,579 (+42.14%) Land $1,707 Building $12,872 | $183,154 (+42.14%) Land $21,450 Building $161,704 |
| 2024 | $527.00 (+9.79%) | $10,257 (-29.91%) Land $2,016 Building $8,241 | $128,859 (-29.91%) Land $25,325 Building $103,534 |
| 2023 | $480.00 (+0.84%) | $14,635 (+48.61%) Land $2,876 Building $11,759 | $183,859 (+48.6%) Land $36,135 Building $147,724 |
| 2022 | $476.00 | $9,848 Land $1,313 Building $8,535 | $123,728 Land $16,500 Building $107,228 |
Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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