Schoharie County and Cobleskill Town property record for 634 Barnerville Rd, Howes Cave, NY 12092
| Property Type | Commercial |
|---|---|
| Details | 1,020 sqft · built 1960 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $12,000 (Dec 2018) |
| Tax Bill | $1,716 (2026) |
| Deeds & Mortgages | Jul 2025 Sale Dec 2018 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 432689 57.4-1-2 |
| Primary APN | 432689 57.4-1-2 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,020 sqft Gross Area |
| Overhead Door | Overhead Door |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 160 ft deep x 360 ft wide |
| Shed | 1 Shed |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 435J219011 |
|---|---|
| Street Address | 634 BARNERVILLE RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B2 |
| Legal Description | HIGHWAY DEPT |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 634 BARNERVILLE RD, HOWES CAVE, NY 12092 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2025 | Warranty Deed, Transfer |
| Dec 11, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2018 · Amount on Record |
| Deed Sale | Dec 11, 2018 · Amount on Record |
| Deed Document Number | 2018754394 |
| Deed Book / Page | 1082 / 67 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jul 22, 2025 |
| Property Address | 634 BARNERVILLE RD, HOWES CAVE, NY 12092 |
| Document Number | 00001239/1 |
| Book / Page | 1239 / 1 |
| Instrument Date | Jul 2, 2025 |
| Instrument | 829331 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10523 TROTTER DR, HAGERSTOWN, MD 21742-9701 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Dec 11, 2018 |
| Property Address | 634 BARNERVILLE RD, HOWES CAVE, NY 12092 |
| Document Number | 0001082/67 |
| Book / Page | 1082 / 67 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 754394 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 642 BARNERVILLE RD, HOWES CAVE, NY 12092-2002 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,716.00 (+6.06%) | ||
| 2025 | $1,618.00 (-25.68%) | $35,600 (-) Land $8,000 Building $27,600 | $72,653 (+16.33%) Land $16,327 Building $56,326 |
| 2023 | $35,600 Land $8,000 Building $27,600 | $62,456 Land $14,035 Building $48,421 | |
| 2020 | $2,177.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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