589 Barnerville Rd, Howes Cave, NY 12092 Property Records

Schoharie County and Cobleskill Town property record for 589 Barnerville Rd, Howes Cave, NY 12092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,443 sqft · built 1954
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,006 (2026)
Flood Zone	Zone X (minimal risk)
APN	`432689 57.-1-12`

Property Details

APN / Parcel Number

Primary APN	`432689 57.-1-12`
Alternative APNs	`268905700000010120000000` `435J174051`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,443 sqft Living Area
1st Floor Area	962 sqft
Upper Floors Area	481 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	161,172 sqft (3.7 acres)
Lot Width	284 ft Width
Garage Type	Mixed
Garage Area	308 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	480 sqft
Patio Area	932 sqft
Shed	1 Shed
Canopy	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	435J174051
Street Address	589 BARNERVILLE RD
City	HOWES CAVE
State	NY
Zip	12092-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TRAILER
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	2
Census Block	2016
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	589 BARNERVILLE RD, HOWES CAVE, NY 12092-2000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,006.00 (+6.09%) Homeowner's exemption
2025	$3,776.00 (+21.3%)	$83,100 (-) Land $13,600 Building $69,500	$169,592 (+16.33%) Land $27,755 Building $141,837
2023		$83,100 Land $13,600 Building $69,500	$145,789 Land $23,860 Building $121,929
2020	$3,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996–2011)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Hurricane Irene, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MIDTEL Fiber	500 / 100
T-Mobile Fixed Wireless	100 / 20