Miami County property record for 633 Union St, Troy, OH 45373
| Property Type | Commercial |
|---|---|
| Details | 12,024 sqft · built 1940 |
| Lot Size | 2.17 acres (94,830 sqft) |
| Owner | Owner Name on File |
| Last Sale | $157,000 (Jun 2014) |
| Tax Bill | $2,056 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-097425 |
| Primary APN | D08-097425 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 12,024 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 94,830 sqft (2.17 acres) |
| Fence | Fence |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Street Address | 633 UNION ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-4105 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | OL 52 & 53 & CANAL LAND |
| Legal Subdivision | TROY |
| Legal Lot Number | 53 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 365200 |
The current owner of 633 Union St acquired it in August 2014.
Source: Miami County records, as of March 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 637 UNION ST, TROY, OH 45373-4105 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2014 · Amount on File |
| Deed Sale | Jun 4, 2014 · Amount on File |
| Prior Sale | Feb 25, 2011 · Amount on File |
| Deed Document Number | 0000005996 |
| Last Transfer Date | Aug 12, 2014 |
| Transfer Doc | 0000008855 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 633 Union St was $2,056, up 11.4% from the year before.
Source: Miami County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,056.00 (+11.38%) | $41,270 (+30.97%) Land $15,160 Building $26,110 | $117,900 Land $43,300 Building $74,600 |
| 2024 | $1,846.00 (+2.16%) | $31,510 (-) Land $12,640 Building $18,870 | |
| 2023 | $1,807.00 (+8.66%) | $31,510 (-) Land $12,640 Building $18,870 | $90,000 (-) Land $36,100 Building $53,900 |
| 2022 | $1,663.00 | $31,510 Land $12,640 Building $18,870 | $90,000 Land $36,100 Building $53,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 633 Union St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1980–2014) |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 633 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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