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628 Union St, Troy, OH 45373 Property Records

Miami County property record for 628 Union St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 726 sqft · built 1920
Lot Size0.09 acres (3,920 sqft)
OwnerCompany Name on File
Last Sale$37,500 (Mar 2021)
Tax Bill$729 (2025)
Deeds & MortgagesMar 2021 Sale
Dec 2020 Sale
Flood ZoneZone X (minimal risk)
APND08-024050

Property Details

APN / Parcel Number

Primary APND08-024050
Alternative APNs
  • 050628.4-10-003-00
  • D08SE056 00200

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area726 sqft Living Area
1st Floor Area1,452 sqft
Basement Area352 sqft
Unfinished Basement352 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions68 ft deep x 60 ft wide
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas
SewerConnected

Location & Zoning

Street Address628 UNION ST
CityTROY
StateOH
Zip45373-4106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 2347 59 1/2X61
Legal Lot Number2347
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group4
Census Block4004
Census Tract365200

Owner

628 Union St is owned by a company that bought it in March 2021.

Source: Miami County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address628 UNION ST, TROY, OH 45373-4106
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Warranty Deed, Transfer
ATTORNEY ONLY
Dec 15, 2020Warranty Deed, Transfer
HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2021 · Amount on File
Deed SaleMar 12, 2021 · Amount on File
Prior SaleDec 15, 2020 · Amount on File
Deed Document Number20212021OR-04296
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateMar 12, 2021
Property Address628 UNION ST, TROY, OH 45373-4106
Document Number0000004296
Instrument DateMar 10, 2021
Instrument4296
Transaction TypeTransfer
Record UpdatedApr 19, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$75.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address455 MOWRY RD PLEASANT HILL OH 453599706, PLEASANT HILL, OH 45359-9706

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateDec 15, 2020
Property Address628 UNION ST, TROY, OH 45373-4106
Document Number0000018876
Instrument DateDec 14, 2020
Instrument18876
Transaction TypeTransfer
Record UpdatedJan 20, 2021
Title CompanyHOME SERVICES TITLE LLC, HOME SVCS TITLE LLC

Transaction

AmountAmount on Record
Tax$52.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2537 LEFEVRE RD TROY OH 453732017, TROY, OH 45373-2017

Tax Assessment & Valuation

The 2025 property tax bill for 628 Union St was $729, up 34.5% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$729.00 (+34.5%)$21,460 (+52.85%) Land $4,170 Building $17,290$61,300 Land $11,900 Building $49,400
2024$542.00 (+2.26%)$14,040 (-) Land $3,470 Building $10,570
2023$530.00 (+16.74%)$14,040 (-) Land $3,470 Building $10,570$40,100 (-) Land $9,900 Building $30,200
2022$454.00$14,040 Land $3,470 Building $10,570$40,100 Land $9,900 Building $30,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 628 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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