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633 S Torrence St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 633 S Torrence St, Charlotte, NC 28204 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 956 sqft · built 1900
Lot Size0.109 acres (4,752 sqft)
OwnerIndividual Name on File
Last Sale$60,500 (Jul 2009)
Tax Bill$3,347 (2023)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN125-216-08

Property Details

APN / Parcel Number

Primary APN125-216-08

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area956 sqft Heated Area
Gross Area1,124 sqft
1st Floor Area956 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area4,752 sqft (0.109 acres)
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number125-216-08
Street Address633 S TORRENCE ST
CityCHARLOTTE
StateNC
Zip28204-3056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL17 B3 M230-47
Legal SubdivisionCHERRYTON
Legal Block3
Legal Lot Number17
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1026
Census Tract2600

Owner

Source: Mecklenburg County records · APN 125-216-08

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address633 S TORRENCE ST, CHARLOTTE, NC 28204-3056
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 24, 2009 · Amount on Record
Deed SaleJul 24, 2009 · Amount on Record
Deed Document Number0024956731
Deed Book / Page24956 / 731
Record UpdatedJun 07, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address633 S TORRENCE ST, CHARLOTTE, NC 28204-3056
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004688
DateJan 10, 2022
Book Page36954/121
Instrument2022004688
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190026001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (1978–1997)
Most Recent ClaimJul 1997, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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