Mecklenburg County property record for 628 S Torrence St, Charlotte, NC 28204 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Other |
| Year Built | Built 2014 |
| Square Footage | 2,365 sqft Heated Area |
| Lot Size | 4,821 sqft (0.11 acres) |
| Garage | 420 sqft |
| Tax Bill | $5,790.00 (2024) |
Source: Mecklenburg County records · APN 125-215-10
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4632 WEAVERHALL DR, FAYETTEVILLE, NC 28314-2577 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Oct 14, 2025 | Warranty Deed, Transfer |
| Mar 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jan 27, 2020 | Deed of Trust, Mortgage · Line of Credit PINNACLE BK |
| Jan 23, 2017 | Deed of Trust, Mortgage BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 |
| Deed Sale | Oct 14, 2025 |
| Prior Sale | Mar 15, 2021 · Amount on Record |
| Deed Doc Number | 2025104955 |
| Deed Book / Page | 39929 / 173 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 14, 2025 |
| Property Address | 628 S TORRENCE ST, CHARLOTTE, NC 28204-3057 |
| Document Number | 0000104955 |
| Book / Page | 39929 / 173 |
| Map Reference | MB 230 PG 47 |
| Instrument Date | Oct 08, 2025 |
| Instrument | 2025104955 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4632 WEAVERHALL DR, FAYETTEVILLE, NC 28314-2577 |
| Name | Verified Name |
|---|---|
| Address | 4632 WEAVERHALL DR, FAYETTEVILLE, NC 28314-2577 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 15, 2021 |
| Property Address | 628 S TORRENCE ST, CHARLOTTE, NC 28204-3057 |
| Document Number | 0000050164 |
| Book / Page | 35803 / 282 |
| Map Reference | MB 230 PG 47 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021050164 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,360.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 TURTLEBACK RDG, WEDDINGTON, NC 28104-0020 |
| Name | Verified Name |
|---|---|
| Address | 628 S TORRENCE ST, CHARLOTTE, NC 28204-3057 |
| Document Number | 0000050165 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021050165 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 628 S TORRENCE ST, CHARLOTTE, NC 28204-3057 |
| Document Number | 0000012219 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2121 W MAIN ST ALBEMARLE NC 280015423, ALBEMARLE, NC 28001-5423 |
| Document Number | 0000012219 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 034235/000343 |
| Instrument | 12219 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | 845 CHURCH ST N, CONCORD, NC 28025-4300 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 628 S TORRENCE ST, CHARLOTTE, NC 28204-3057 |
| Document Number | 0000012305 |
| Book / Page | 031531 / 000019 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2017 |
| Name | Verified Name |
|---|---|
| Address | 628 S TORRENCE ST CHARLOTTE NC 282043057, CHARLOTTE, NC 28204-3057 |
| Document Number | 0000012305 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 031531/000019 |
| Instrument | 12305 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 29, 2032 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $764,700 Land $315,000 Building $449,700 | ||
| 2024 | $5,790.00 | ||
| 2023 | $764,700 Land $315,000 Building $449,700 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 125-215-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,365 sqft Heated Area |
| Gross Area | 2,695 sqft Gross Area |
| 1st Floor | 1,075 sqft 1st Floor |
| Upper Floors | 1,188 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Stucco Exterior |
| Foundation Type | Raised Foundation |
| Lot Area | 4,821 sqft (0.11 acres) |
| Garage Area | 420 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 12 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 628 S TORRENCE ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28204-3057 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L16 B2 M230-47 |
| Legal Subdivision | CHERRYTON |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | MECKLENBURG NC |
| Minor Civil Division | 1, CHARLOTTE |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 2600 |
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