633 Riverside Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 633 Riverside Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1975
Lot Size0.279 acres (12,168 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Jun 2018)
Tax Bill$3,196 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN549383A000

Property Details

APN / Parcel Number

Primary APN549383A000
Alternative APN
  • 3-0009-4987-00-0017.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,728 sqft Living Area
Gross Area2,488 sqft
1st Floor Area1,288 sqft
Basement Area552 sqft
Finished Basement440 sqft
Unfinished Basement112 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,168 sqft (0.279 acres)
Lot Dimensions156 ft deep x 78 ft wide
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Deck AreaDeck Area
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number549383A000
Street Address633 RIVERSIDE DR
CitySAINT CHARLES
StateMO
Zip63304-7931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionPINE WOODS LOT 17
Legal SubdivisionPINE WOODS
Legal Lot Number17
JurisdictionST CHARLES MO
Township / Civil DivisionST. PETERS
Census Block Group3
Census Block3010
Census Tract311331

Owner

633 Riverside Dr is owned and occupied by two individuals who bought it in June 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address633 RIVERSIDE DR, SAINT CHARLES, MO 63304-7931
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2018 · Amount on File
Deed SaleJun 14, 2018 · Amount on File
Prior SaleFeb 3, 2014 · Amount on File
Deed Document Number2018332580
Deed Book / Page6934 / 102
Prior Transfer DateJun 10, 2005
Prior Transfer Doc0042121536
Record UpdatedOct 29, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 14, 2018
Property Address633 RIVERSIDE DR, SAINT CHARLES, MO 63304-7931
Document Number0069340102
Book / Page6934 / 0102
Map ReferenceMB 16 PG 20
Instrument DateJun 13, 2018
Instrument20180614000332580
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyTOUCHSTONE TITLE & ABSTRACT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address806 ELIZABETH ANNE LN, 806, LABADIE, MO 63055-1067

Transferred To (Grantee/Buyer)

NameVerified Name
Address633 RIVERSIDE DR, SAINT CHARLES, MO 63304-7931

Mortgage

Document Number20180614000332590
DateJun 14, 2018
Instrument20180614000332590
Lender
NameCOMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 633 Riverside Dr was $3,196, up 7.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53,149 (-)$279,732 (-) Land $60,000 Building $219,732
2025$3,196.00 (+7.5%)$53,149$279,732 Land $60,000 Building $219,732
2024$2,973.00
2023$47,946
2022$252,347 Land $60,000 Building $192,347

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 633 Riverside Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 units insured
incl. 4 condo units
Nearby Flood Claims6 (1979–2020)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2020 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 633 Riverside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: i3 Broadband, Wisper ISP.

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