626 Riverside Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 626 Riverside Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,290 sqft · built 1972
Lot Size	0.24 acres (10,465 sqft)
Owner	Individual Name on Record
Tax Bill	$2,913 (2025)
Deeds & Mortgages	Aug 2025 Sale Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`549475A000`

Property Details

APN / Parcel Number

Primary APN	`549475A000`
Alternative APN	`3-0009-4987-00-0100.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
Gross Area	2,940 sqft
1st Floor Area	1,290 sqft
Basement Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,465 sqft (0.24 acres)
Lot Dimensions	115 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	549475A000
Street Address	626 RIVERSIDE DR
City	SAINT CHARLES
State	MO
Zip	63304-7945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PINE WOODS LOT 100
Legal Subdivision	PINE WOODS
Legal Lot Number	100
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	3
Census Block	3016
Census Tract	311331

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC
Oct 24, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 4, 2019	Deed of Trust, Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2023
Deed Sale	Oct 24, 2023
Prior Sale	Nov 4, 2013 · Amount on Record
Deed Document Number	202343959
Prior Transfer Date	Oct 12, 2023
Prior Transfer Doc	0000043959
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 25, 2025
Property Address	626 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Document Number	0000037045
Instrument Date	Aug 22, 2025
Instrument	2025R-037045
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3116 MOCKINGBIRD DR, SAINT CHARLES, MO 63301-1222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 24, 2023
Property Address	626 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Document Number	0000043959
Map Reference	MB 16 PG 20-22
Instrument Date	Oct 12, 2023
Instrument	2023R-043959
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 24, 2023
Property Address	626 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Document Number	0000043959
Map Reference	MB 16 PG 20-22
Instrument Date	Oct 12, 2023
Instrument	2023R-043959
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	626 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Document Number	0071621142
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 RIVERSIDE DR ST CHARLES MO 633047945, ST CHARLES, MO 63304-7945

Mortgage

Document Number	0071621142
Date	Oct 15, 2019
Book Page	007162/001142
Instrument	578100

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,401 (-)	$254,742 (-) Land $60,000 Building $194,742
2025	$2,913.00	$48,401 (+11.93%)	$254,742 (+11.93%) Land $60,000 Building $194,742
2023		$43,241
2022			$227,586 Land $60,000 Building $167,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 units insured incl. 4 condo units
Nearby Flood Claims	6 (1979–2020)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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