633 Cross Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 633 Cross Rd, Dunlap, TN 37327

Property Summary

Property Type	Rural Home
Details	5 bd · 2 ba · 1,888 sqft · built 1950
Lot Size	15.4 acres (673,002 sqft)
Owner	Trust Name on File
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077023 01700`

Property Details

APN / Parcel Number

Primary APN	`077023 01700`
Alternative APN	`023 01700`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	1,920 sqft
Finished Basement	1,920 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	673,002 sqft (15.4 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	540 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	360 sqft
Patio Area	108 sqft
Shed	1 Shed
Shed Area	980 sqft
Utility Building	128 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	633 CROSS RD
City	DUNLAP
State	TN
Zip	37327-6823
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 2; SUBDIVISION: BK 1 PG 26
Legal Subdivision	BK 1 PG 26
Legal Tract	1
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2026
Census Tract	60102

Owner

633 Cross Rd, a rural home, is owner-occupied and held in a trust since November 2020.

Source: Sequatchie County records, as of January 27, 2026

Owner of Record	Trust Name on File
Mailing Address	633 CROSS RD, DUNLAP, TN 37327-6823
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Quit Claim Deed, Transfer · VA Mortgage CITIZENS TRI-CNTY BK
Nov 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 27, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Dec 27, 2018	Warranty Deed, Transfer NORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020
Deed Sale	Nov 30, 2020
Prior Sale	Dec 27, 2018 · Amount on File
Deed Document Number	20203015
Deed Book / Page	408 / 427
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	0000003015
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Nov 30, 2020
Property Address	633 CROSS RD, DUNLAP, TN 37327-6823
Document Number	0000003015
Book / Page	000408 / 000427
Instrument Date	Nov 24, 2020
Instrument	3015
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	633 CROSS RD DUNLAP TN 373276823, DUNLAP, TN 37327-6823

Mortgage

Document Number	3016
Date	Nov 30, 2020
Book Page	000408/000430
Instrument	3016

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Nov 30, 2020
Property Address	633 CROSS RD, DUNLAP, TN 37327-6823
Document Number	0000003017
Book / Page	000408 / 000448
Instrument Date	Nov 24, 2020
Instrument	3017
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	633 CROSS RD DUNLAP TN 373276823, DUNLAP, TN 37327-6823

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Dec 27, 2018
Property Address	633 CROSS RD, DUNLAP, TN 37327-6823
Document Number	0000002836
Book / Page	000377 / 000458
Instrument Date	Dec 21, 2018
Instrument	2836
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	NORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	603 CROSS RD DUNLAP TN 37327, DUNLAP, TN 37327

Mortgage

Document Number	2837
Date	Dec 27, 2018
Book Page	000377/000462
Instrument	2837

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2048

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Dec 27, 2018
Property Address	633 CROSS RD, DUNLAP, TN 37327-6823
Document Number	0000002832
Book / Page	000377 / 000445
Instrument Date	Dec 21, 2018
Instrument	2832
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	NORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Tax	$273.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	571 CROSS RD DUNLAP TN 373276823, DUNLAP, TN 37327-6823

Tax Assessment & Valuation

The 2025 property tax bill for 633 Cross Rd was $1,513.

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,513.00 Additional exemption filed	$82,375 Land $8,175 Building $74,200
2023	$1,458.00 (+34.88%) Additional exemption filed	$79,375 (+79.28%) Land $8,175 Building $71,200	$417,800 (+135.91%) Land $121,000 Building $296,800
2022	$1,081.00	$44,275 Land $6,000 Building $38,275	$177,100 Land $24,000 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 633 Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 633 Cross Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 90% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAGLE-FREDONIA U.D. serves 3,363 people · EPA ID TN0000927
Water Source	Purchased surface water from BIG CREEK UTILITY DISTRICT
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Rd

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