402 Cross Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 402 Cross Rd, Dunlap, TN 37327

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,008 sqft · built 1993
Lot Size0.7 acres (30,492 sqft)
OwnerIndividual Name on Record
Last Sale$21,000 (Apr 2019)
Tax Bill$269 (2025)
Deeds & MortgagesDec 2021 Mortgage
Apr 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN077023 02400

Property Details

APN / Parcel Number

Primary APN077023 02400
Alternative APN
  • 023 02400

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
Basement Area336 sqft
Finished Basement336 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions196 ft deep x 156 ft wide
TerrainRolling
Deck Area336 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Street Address402 CROSS RD
CityDUNLAP
StateTN
Zip37327-6871
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionSEQUATCHIE TN
Township / Civil Division2
Census Block Group2
Census Block2036
Census Tract60102

Owner

Source: Sequatchie County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address370 WOODLAND LN, DUNLAP, TN 37327-6933
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · Non-Conforming Investor Loan
L THOMAS AUSTIN
Apr 26, 2019Warranty Deed, Transfer
MOUNTAIN VLY BK
Sep 25, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2019 · Amount on Record
Deed SaleApr 26, 2019 · Amount on Record
Prior SaleSep 25, 2017 · Amount on Record
Deed Document Number0000038250
Deed Book / Page382 / 50
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEQUATCHIE TN
Property Address402 CROSS RD, DUNLAP, TN 37327-6871
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004031
DateDec 29, 2021
Book Page433/554
Instrument21004031
Lender
NameL THOMAS AUSTIN
TypePrivate Party
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term240 Months
DueDec 23, 2041

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateApr 26, 2019
Property Address402 CROSS RD, DUNLAP, TN 37327-6871
Document Number0000000878
Book / Page000382 / 000050
Instrument DateApr 26, 2019
Instrument878
Transaction TypeTransfer
Record UpdatedMay 6, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$77.70
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 WOODLAND LN DUNLAP TN 373276933, DUNLAP, TN 37327-6933

Mortgage

Document Number879
DateApr 26, 2019
Book Page000382/000052
Instrument879
Lender
NameMOUNTAIN VLY BK
TypeBank
AddressDUNLAP, TN 37327
Agreement
AmountAmount Recorded
Term360 Months
DueApr 25, 2049

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateSep 25, 2017
Property Address402 CROSS RD, DUNLAP, TN 37327-6871
Document Number0000001892
Book / Page000359 / 000076
Instrument DateSep 21, 2017
Instrument1892
Transaction TypeTransfer
Record UpdatedOct 9, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$55.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 KEENER RD DUNLAP TN 373276817, DUNLAP, TN 37327-6817

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountySequatchie County
Unified School DistrictSequatchie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$269.00$14,650 (-) Land $2,525 Building $12,125
2024$269.00$14,650 (-) Land $2,525 Building $12,125
2023$269.00 (+21.17%)$14,650 (+60.99%) Land $2,525 Building $12,125$58,600 (+60.99%) Land $10,100 Building $48,500
2022$222.00$9,100 Land $1,525 Building $7,575$36,400 Land $6,100 Building $30,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 91% of Tennessee
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAGLE-FREDONIA U.D.
serves 3,363 people · EPA ID TN0000927
Water SourcePurchased surface water from BIG CREEK UTILITY DISTRICT
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BTC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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